What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to ya, live long and prosper and may you die with the most toys. However, for me, I find little value in the things around me.
When I was a teenager, things were my identity. However, as I have gotten older and through one situation or another I have learned to separate myself from the items in my home. Let me give you an example; quite a few years ago I was given a leather jacket, I always wanted one because I thought they were cool and thus, I would be cool. I got it and I loved, I loved it so much I rarely wore it for fear of losing it or ruining it beyond repair. I wanted it to stay 'new' and always carry that memory I had of when I first received it and the person who gave it to me. As the years passed and I was in some hard times, I needed money for necessities and didn't know what to do, until I saw the jacket in the closet in all it's shiny newness and cleanliness. "I could get some money for that", I thought. I proceeded to take it to the pawnshop (this was before eBay) and get A LOT less than what in my mind it was worth to me. It killed me to take that jacket in, but I had to and to do it, I had to distance myself from the experience so I could get it done. And surprisingly, I still have the memory of receiving that jacket with no loss of value in my mind.
Since that time, through losses of one thing or another, I learned that my own self worth or value isn't based on what I have around me. A side note: I in NO way think I am superior than the woman that drives the jag to her 5 bedroom home, in fact I hope she is happy with her station in life and I wish her well. But for me, I will never aspire to that.
I guess when it comes down to being frugal or not, the question needs to be asked, "Does this fulfill me?" For myself less is more in my world; less to worry about, less to find space for, less to keep up. But, again, that's not everyone's cup of tea. Your level of tolerance for less may be higher than mine. I could easily whittle down my needs and wants, throw them in the car and go. That is how little I really need, besides a roof over my head and a steady stream of income.
Frugal living isn't a dreary task, I think we need to reward ourselves here and there. My luxury is going to the movies and seeing the blockbuster action movies and dramas. But doing that regularly would no longer be a treat but become a necessity if I could think up enough excuses.
Frugality in my opinion is also about moderation. Moderation is key no matter if I am eating, drinking, watching TV, going to movies or exercising. Excess is what happens when I stop controlling my life and let something else run it. It's about keeping things in check, whether it's my reasoning for buying and item or getting caught up in the good feeling a TV commercial gives me. (By the way, I have never gotten good cell phone service in the boonies like the ads show!)
Frugal living is temporary for some until they get back on their feet, for others it is a day to day necessity for who knows how long and for myself and others it is a voluntary decision, wherever you fit in there.
Dawn Cadwell continues to live a frugal, simple life as much as possible, learning as she goes. Frugal for Life.com is a free resource to those in need,curious or just looking for a few tips. Thank you for your time.
Copyright © 2005 ? Dawn Cadwell. All rights reserved. E-mail notice of intent to publish is appreciated but not required: Frugalforlife(at)Gmail(dot)com
![]() Google News Updated : Sat, 11 Oct 2008 23:50:53 GMT GOP Officials Hope for Stability From McCain - New York Times
New York Times - By ADAM NAGOURNEY and ELISABETH BUMILLER Republican leaders across the country said Saturday that they were worried that Senator John McCain was heading for defeat unless he brought stability to his presidential candidacy and settled on a clear message ... Antiwar Protestor Disrupts McCain Iowa Rally Obama needs 75 percent turnout in Philadelphia, says Rendell Publ.Date : Sat, 11 Oct 2008 22:23:47 GMT World is united to tackle financial crisis, IMF says - MarketWatch
MarketWatch - By Rex Nutting WASHINGTON (MarketWatch) -- Financial policymakers from 180 nations around the world are united in their resolve to tackle the financial crisis, Youssef Boutros-Ghali, head of the International Monetary Fund's policy committee, ... G7 nations face going cap in hand to China Finance officials comments at IMF meetings Publ.Date : Sat, 11 Oct 2008 21:23:46 GMT Gay Marriage Is Ruled Legal in Connecticut - New York Times
New York Times - In Hartford, Crystal Pretzman of Willimantic, Conn., celebrated the State Supreme Court's decision to legalize same-sex marriage. Video: Connecticut Court Allows Gay Marriage Marriage ruling not the end of debate in Conn. Publ.Date : Sat, 11 Oct 2008 18:13:08 GMT Got $700 Billion? Sweat the Details - New York Times
New York Times - The bailout plan gives Henry M. Paulson Jr., the Treasury secretary, three broad choices in buying assets. By ALAN S. BLINDER THE House of Representatives was against the bailout bill before it was for it. US firms up plan to buy into banks to stem crisis Paulson Indicates Need to Purchase Bank Equity `Soon as We Can' Publ.Date : Sat, 11 Oct 2008 20:39:07 GMT YouTube to play full TV episodes with ads - Afterdawn.com
Afterdawn.com - Google has announced that it will begin offering full-length TV episodes through its YouTube platform beginning this week, thanks to a content deal with CBS. YouTube to Offer TV Shows With Ads Strewn Through YouTube beams up Star Trek for long-form video, prominent new ads Publ.Date : Sat, 11 Oct 2008 21:13:12 GMT Nobel Peace Prize winner wants jobs for the young - International Herald Tribune
International Herald Tribune - AP HELSINKI, Finland: Nobel Peace Prize winner Martti Ahtisaari said Saturday that finding jobs for more than 1 billion young people in the Middle East and Asia will be a major challenge to peacebuilding in the next decade. Video: Ex-Finland President Wins Nobel Peace Prize Nobel Finn Publ.Date : Sat, 11 Oct 2008 13:12:07 GMT US space tourist set for blast-off - Reuters
Reuters - By Maria Golovnina BAIKONUR, Kazakhstan (Reuters) - US video game magnate Richard Garriott will blast off into space aboard a Russian spaceship on Sunday watched by his father, a NASA astronaut who went into space at the height of the Cold War. US space tourist set for launch Russian space chief reassures US partners Publ.Date : Sat, 11 Oct 2008 23:10:50 GMT Earn Money With Surveys |
PARLOT::Ebooks, Scripts,
Websites, and more... The judge had to ask the question, and we had... Read More As the saying goes: "Buyer Beware". If you see ads... Read More Despite how easy it is to balance a checkbook, very... Read More Predatory lending exists in the mortgage industry. It's typically when... Read More ID theft is a major consumer concern, though there is... Read More The price of gas continues to climb, and with continued... Read More I thought I was through with exams when I finished... Read More Today many women are struggling with debt and it's even... Read More Commonly referred to as the first of the three major... Read More There have been an estimated 9.9 million victims on America... Read More Doesn't it seem like the only impressive numbers we've seen... Read More Millions of people give a lot of thought to financial... Read More Many people spend their little income haphazardly without any planning... Read More If you were to ask 100 women "What would you... Read More Did you know that 43% of all married couples argue... Read More It is widely written that you need 75% of your... Read More If you want money you need to learn how to... Read More Identity theft is a serious crime that continues to grow.... Read More Whatever your reason for having a tight budget, the truth... Read More The Prudential has dubbed those who refuse to leave home... Read More You've decided you want a bigger, better and more desirable... Read More Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More What is it about being frugal, why do it at... Read More Between 15 - 20% of people in our country (UK)... Read More Would you know what to do if you suspect that... Read More
Adsense
websites
Portfolio Planning can Lead to Irreconcilable Differences
Government Grants - Beware of Scams
How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!
How to Obtain a Non ChexSystems Bank Account Without Being Scammed
Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud
Debt Management ? More Ways to Save on Gas Consumption
Risky Business: You May Not be as Daring as You Think
Budgeting is Essential for a Single Mothers Success
What is ChexSystems?
10 Steps to Take if You Are a Victim of Identity Theft
Want Your Savings to Earn a Higher Rate of Return? Try Internet Banking
Planning Your Financial Future
How to Draw a Personal Budget that Works
I Want to Buy a Home - Now What?
Money Matters: Strengthen Your Marriage by Putting Finances in Order
Retirement Income Needs---Less Than You Think?
Improving Your Financial Position
How To Protect Yourself Against Identity Theft
Budgets And Eating - Can They Co-Exist?
Make or Break Your Retirement!
Avoiding A Nightmare On Renovation Street
Vacations Made Easy: Buying a Florida Investment Property
Why Live Frugally
Whats The Truth Behind Your Finances?
Reporting Identity Theft
Now that we are in the month of June I... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
There is a new bill that is being passes, it... Read More
There have been an estimated 9.9 million victims on America... Read More
Do you struggle from week to week trying to make... Read More
Did you have a piggy bank when you were a... Read More
Between 15 - 20% of people in our country (UK)... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
If you want money you need to learn how to... Read More
You have probably accomplished a great deal with your life.... Read More
Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More
My personal opinion is that in today's new economy, it... Read More
The British government at the beginning of this year officially... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
One universal of humanity, no matter who you are or... Read More
Recent findings from the Educational Policy Institute indicated that the... Read More
During the last twenty years, banks have offered a number... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
What is it about being frugal, why do it at... Read More
We all know that money doesn't grow on trees, but... Read More
With prices increasing all the time, saving money can be... Read More
Chapter 7The potential chapter 7 debtor should understand that a... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
Everyone needs to maintain their lives. What I mean by... Read More
Personal Finance |