How You Feel Affects How You Shop & How Much You Spend

Have you ever stopped to think about how your "mood" affects the way you shop, not to mention the amount you spend? Think about it.

If you want to save a lot of money, avoid shopping whenever you are in one of these moods:

DEPRESSED, UPSET, or ANGRY

It's very dangerous for your pocketbook to shop when you're either depressed, upset or angry. Why?

Many people find that shopping takes their mind away from their problems. In fact, it probably does. But how much does it cost you?

Not only does shopping not solve your problems, but you will also spend money that you did not originally intend to spend.

When you're not feeling "well", instead of shopping, do something where you do not have to spend money. Go to a park. Check out the local library. Go on a nice jog or bike ride.

Remember that if you HAVE to get out of the house, plan an activity where you do not have to spend money. You'll feel much better about this decision after you have cooled down (or cheered up). :-)

Envy Shopping

Sounds terrible doesn't it, but you'd be surprised to learn how many of us purchase quite a number of items out of envy.

Does a friend have a "cool" $600 leather jacket that you want? Have a cousin who drives a flashy sports car?

Who cares!!

That doesn't mean you have to spend all your hard earned money to compete with them. Buy what you want, when you want, and not because someone else has it.

Sale Shopper

Unless you actually need or want to shop for certain products, don't go to store "sales".

Even though sales provide you with some lower prices, most of the time, shoppers end up spending more money than they intended to.

This is the purpose of sales. A store lowers their prices, announces and advertises a big sale, then hoards of people arrive. People come to the sale, and generally spend much more money on merchandise they really don't need.

Be a smart shopper. If you find something at a sale that you really need, go ahead and buy it. When you start piling your cart full of stuff you really don't need, remember this article!

Plan a Shopping Budget

If you plan a monthly shopping budget, you'll find that you will become more "picky" about what you buy. Why you ask?

You don't want to spend your budget on useless items, right? Having a shopping budget will force yourself to answer the most important question: Do I really need this?

If you know the answer to this question, then you will know whether to buy or not. Moral of the story: Plan yourself a shopping budget, don't spend it when you're upset, and ask yourself the question: Do I really need this?

This will help minimize the unnecessary purchase that we all make from time to time.

Gregory Thomas has been writing effective money-saving tips for SavingSecrets.com for over six years. Hop on over and you'll find FREE money-saving articles, a monthly newsletter, and even a FREE Ebook download just for stopping by! http://www.SavingSecrets.com

In The News:


Google News
Updated : Sat, 11 Oct 2008 05:49:35 GMT

G-7 Commit to `All Necessary Steps' to Stem Global Meltdown - Bloomberg


Voice of America
G-7 Commit to `All Necessary Steps' to Stem Global Meltdown
Bloomberg - 1 hour ago
By Simon Kennedy Oct. 11 (Bloomberg) -- Group of Seven finance chiefs, meeting after stocks plunged and as a global recession looms, vowed to prevent the failure of vital banks while failing to unveil new initiatives for thawing credit markets.
Group of 7 Nations Seek Coordination in Rescue New York Times
In latest bold step, Treasury will buy bank stakes The Miami Herald
CNNMoney.com - The Associated Press - Boston Globe - FN Arena News
all 890 news articles

Publ.Date : Sat, 11 Oct 2008 04:03:42 GMT

Paulson Indicates Need to Purchase Bank Equity `Soon as We Can' - Bloomberg


Telegraph.co.uk
Paulson Indicates Need to Purchase Bank Equity `Soon as We Can'
Bloomberg - 1 hour ago
By John Brinsley and Rebecca Christie Oct. 11 (Bloomberg) -- US Treasury Secretary Henry Paulson indicated that pumping government funds into banks is a priority and said financial markets will remain volatile.
US planning to buy equity in financial institutions Reuters
Treasury Weighs Investing In Banks Washington Post
International Herald Tribune - MarketWatch - CNNMoney.com - Bizjournals.com
all 1,783 news articles

Publ.Date : Sat, 11 Oct 2008 04:21:05 GMT

McCain Lauds and Attacks Obama in Same Day - New York Times


CBS News
McCain Lauds and Attacks Obama in Same Day
New York Times - 41 minutes ago
Senator John McCain of Arizona and his supporters at a rally on Friday in La Crosse, Wis. By ELISABETH BUMILLER LAKEVILLE, Minn. - After a week of trying to portray Senator Barack Obama as a friend of terrorists who would drive the country into ...
McCain Moves to Soften the Tone at Rallies Washington Post
John McCain, speaking to supporters, tries to defuse an anti ... Los Angeles Times
Reuters - DetNews.com - Austin American-Statesman - The Miami Herald
all 304 news articles

Publ.Date : Sat, 11 Oct 2008 05:08:14 GMT

Bush: US authority able to solve financial crisis - People's Daily Online


Telegraph.co.uk
Bush: US authority able to solve financial crisis
People's Daily Online - 1 hour ago
US President George W. Bush arrives in the Rose Garden at the White House to makes a statement on the economy in Washington, October 10, 2008.
President Bush vows action on financial crisis Los Angeles Times
Bush's Lullaby to the Markets Washington Post
Birmingham Star - Wall Street Journal - CNN - Bloomberg
all 1,302 news articles

Publ.Date : Sat, 11 Oct 2008 04:12:49 GMT

US Near Changing Stance on North Korea as Terrorist - Wall Street Journal


BBC News
US Near Changing Stance on North Korea as Terrorist
Wall Street Journal - 1 hour ago
By JAY SOLOMON WASHINGTON -- The Bush administration is hoping to announce as soon as Saturday that it is tentatively removing North Korea from its list of state sponsors of terrorism, in a bid to kick-start a stalled nuclear disarmament agreement, ...
AP: US to remove North Korea from terror blacklist The Associated Press
US May Remove North Korea From Terrorism List, AP Reports Bloomberg
Los Angeles Times - Voice of America - Financial Times - The Miami Herald
all 1,714 news articles

Publ.Date : Sat, 11 Oct 2008 04:02:40 GMT

Genomics project unites four Wisconsin research institutions - Milwaukee Journal Sentinel

Genomics project unites four Wisconsin research institutions
Milwaukee Journal Sentinel - 19 minutes ago
By KATHLEEN GALLAGHER Wisconsin’s four biggest academic research institutions will collaborate on an initiative aimed at giving the state national stature in the fast-emerging field of individualized medicine, Gov.
Marshfield Clinic gets biggest donation yet Chicago Tribune
Wis. governor unveils gene research triangle Forbes
Bizjournals.com - GenomeWeb News (subscription) - WJFW-TV - WISN.com
all 51 news articles

Publ.Date : Sat, 11 Oct 2008 05:29:44 GMT

Democrats Are Gaining, Registration Data Shows - New York Times


Los Angeles Times
Democrats Are Gaining, Registration Data Shows
New York Times - 2 hours ago
By NICHOLAS CONFESSORE and GRIFF PALMER Some longtime Republican strongholds in New York are becoming increasingly Democratic, a striking change driven by demographic shifts, intense voter registration drives by Democrats and allied groups and sagging ...
Campus registration drives in full swing KARE
Ott, Hook face off for open county office St. Joseph News-Press
The News-Press - Winston-Salem Journal - Tampabay.com - Beaufort Gazette
all 739 news articles

Publ.Date : Sat, 11 Oct 2008 03:20:33 GMT

Automatic Blogging
Add RSS Feeds To My Web Pages


PARLOT::Ebooks, Scripts, Websites, and more...

Adsense websites

What is a Traditional IRA?

With a traditional Investment Retirement Account (IRA) you pay taxes... Read More

UK Graduates Looking Short-Term At Their Long-Term Financial Responsibilities

With almost two thirds of university entrants from England and... Read More

Know Thy Finances

The first step to financial success lies in knowing your... Read More

A Quck Lesson in Saving Money

Did you have a piggy bank when you were a... Read More

The Wright Place - Finances

Women have a love/hate relationship with money. Most of us... Read More

The Good and the Bad of Money Management

Good money management needn't be difficult. In fact, there a... Read More

Do You Know What Tomorrow Will Bring?

I've been sharing the following idea with people for a... Read More

Stretching Your Grocery Dollars

Shopping for groceries is an inevitable fact of our ever... Read More

Whats The Truth Behind Your Finances?

Between 15 - 20% of people in our country (UK)... Read More

Make or Break Your Retirement!

The Prudential has dubbed those who refuse to leave home... Read More

Budgeting Your Way to Financial Freedom

Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More

Budgeting Tips to Save Real Money

Sticking to a budget can be difficult, but with so... Read More

Grocery Savings - Your Kitchen is a Goldmine!

Your food budget is the most flexible area of your... Read More

I Want to Buy a Home - Now What?

If you were to ask 100 women "What would you... Read More

Check Fraud and Verification

Before buying personal or business checks you should inform yourself... Read More

Budgeting Made Easy

Well, dang! From what I've heard and read, it looks... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of... Read More

When do You Need a Financial Management Company on Your Side?

We live in a crazy world. Someone ought to sell... Read More

How to Save Money in a Grocery Store

Now there are ways to save money in the grocery... Read More

The Wonderful World Of Address Labels

Ever wonder where address labels come from? Avery® is perhaps... Read More

The World is Not Enough - Calling for a More Ethical Approach to Personal Finance

At a time when the entire world's attention is focused... Read More

Save Your Money, Dont Give to Charity Scammers

**If it's Spam, it's a Scam!- If it sounds too... Read More

Debt Management ? Watch Out for Bank Fees!

During the last twenty years, banks have offered a number... Read More

Reduce College Debt with Scholarships

Six Scholarship judges were sitting around an oval table. Forms... Read More

How to Choose Wisely a Credit Card

So, you've made the decision to apply for a credit... Read More