Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Your food budget is the most flexible area of your... Read More
With the A-level results coming out, the long wait for... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Doesn't it seem like the only impressive numbers we've seen... Read More
Today I passed a thermometer at a bank that read... Read More
Recent security breaches at several credit card companies continue to... Read More
Did you know that 43% of all married couples argue... Read More
One of the simplest ways to improve your professional image... Read More
For most of us the process of getting out of... Read More
Super-mumsIt seems that the proof of maternal efforts is no... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Now that we are in the month of June I... Read More
ID theft is a major consumer concern, though there is... Read More
Recently, many of these loyalty rewards programs have come to... Read More
The Check 21 Law is the new federal law for... Read More
It is possible to eat a healthy, balanced diet without... Read More
With almost two thirds of university entrants from England and... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
We live in a crazy world. Someone ought to sell... Read More
The gas that we fill our tanks with every week... Read More
I've been going through and interesting growth period lately that... Read More
If you've developed a household budget to get your spending... Read More
If you've been to a shopping mall lately, you've probably... Read More
Identity theft is a serious crime that continues to grow.... Read More
Between 15 - 20% of people in our country (UK)... Read More

Most Americans have been brought up to be concerned about... Read More
Now there are ways to save money in the grocery... Read More
Address labels are many things to many different people. If... Read More
As a parent you are bound to face a few... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
Budgeting. It's a word we're all familiar with. Everyone knows... Read More
Finding a stable and secure income that will come year... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
Have you seen the recent article on a new "green"... Read More
Good money management needn't be difficult. In fact, there a... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More
Women are charged more for dry cleaning services. Don't fume,... Read More
Just about everyone has a checking account. Checks present easy... Read More
I thought I was through with exams when I finished... Read More
On the other hand, there are those people who are... Read More
Identity theft is a serious crime that continues to grow.... Read More
When you received an energy (heating) bill last winter, were... Read More
Here are ten steps you can follow to help improve... Read More
Would you be interested in freeing up 10% to 15%... Read More
If you were to ask 100 women "What would you... Read More
Saving for a Down Payment is hard work, so it's... Read More
As the saying goes: "Buyer Beware". If you see ads... Read More
I'm still amazed every time someone comes to me complaining... Read More
Are you having problems with debt? Are you afraid to... Read More
For most of us the process of getting out of... Read More
Personal Finance |