Raising Kids on a Budget
There are only two ways to get more money:
1) Increase your income and
2) Decrease your outgo.
B Buy what you need, not what you want.
U Use it up, wear it out or give it away
D Don't ever spend in anticipation of earning
G Garage sales, consignment shops and hand-me-downs
E Eat at home or make it at home and take it with you
T Tracking your spending means you will have money to track
S Simplify your life.
? Spend twice as much time and half as much money on your child and you will all be happier.
? Don't buy your kids too many clothes. They need an outfit for every day and a Sunday or dress-up outfit, a sweat outfit to play in, two pairs of shoes, seven pairs of underwear and socks and two pairs of pajamas. A coat and jacket and you are set. They don't need twenty outfits that crowd the drawers and fall on the floor and end up in the washing.
? Limit the toys you give your child. When they have so many toys, it stifles their imagination. They will really play with a few but are overwhelmed with too many choices.
? Buys toys, books and games on sale and keep in a "birthday box" for when your children are invited to parties.
? Trade your good or services with friends and neighbors. Start a babysitting co-op or food co-op. Trade painting for fresh produce, haircuts for yard work etc. Be creative.
? Plan your menus around store specials and you will save a great deal and avoid stopping at MacDonald's. Have one night be cooking night and prepare and freeze enough for the rest of the week. Consider joining with another friend and sharing the prepared meals.
? Recognize that saving or stretching of money is a part time job involving the whole family. You can easily save as much as you would earn in a few hours a week by being a smart shopper. Have a family council and decide what you will be able to do as a family with the money you save by making wise consumer decisions. Make it fun!
Good Luck and God Bless. You do an important work.
This handout© 2003 has been prepared by Judy H. Wright, Missoula, MT parent educator and author. You may have permission to make copies for other parents and teachers but the entire article, including the signature line, must be included. A complete list of parenting books, aids, workshops and a FREE ezine is available at www.ArtichokePress.com. To contact us, please write judywright@artichokepress.com or call 406-549-9813.
 Google News Updated : Mon, 08 Sep 2008 02:08:49 GMT Cage's 'Bangkok' tops worst movie weekend since 2001 - USA Today
USA Today - By Scott Bowles, USA TODAY After a record $4.2 billion in movie ticket sales this summer, the industry suffered its worst weekend in seven years, with the top movie at the box office doing less than $8 million. Video: 'Bangkok Dangerous' - Not a Safe Bet Fall box office off to slow start Publ.Date : Sun, 07 Sep 2008 16:23:28 GMT Falcons head coach: ‘Matt did a very good job’ - Atlanta Journal Constitution
Atlanta Journal Constitution - By CARROLL ROGERS Q. How did the third play - the touchdown from Matt Ryan to Michael Jenkins - develop? New Falcons head coach Mike Smith said of Matt Ryan, ‘It was a great way to see our rookie quarterback throw his first NFL pass. In-game analysis of the Lions' loss in Atlanta Lions' poor tackling about talent, not coaching Publ.Date : Mon, 08 Sep 2008 01:30:18 GMT Health Highlights: Sept. 6, 2008 - Washington Post
Washington Post - On the heels of the huge nationwide salmonella outbreak that caused more than 1400 illnesses from Mexican peppers, a regional Oregon alfalfa sprout distributor has recalled its product in Oregon and Washington state after the sprouts were linked to 13 ... Salmonellosis outbreak prompts sprout recall Salmonella outbreak traced to alfalfa sprouts Publ.Date : Sun, 07 Sep 2008 16:31:13 GMT Patriots overcome injury to Brady, top Chiefs - Sports Network
Sports Network - Foxboro, MA (Sports Network) - Randy Moss had six receptions for 116 yards and a touchdown as New England overcame an early injury to quarterback Tom Brady to escape Kansas City, 17-10, in the season-opener for both clubs at Gillette Stadium. Patriots QB Brady out of opener vs. Chiefs Cassel comes through for Patriots Publ.Date : Mon, 08 Sep 2008 01:15:11 GMT Veteran Financiers to Head Fannie, Freddie - Washington Post
Washington Post - By Thomas Heath and Dina ElBoghdady The new chief executives at Fannie Mae and Freddie Mac have long histories in the financial services industry. Video: Feds Take Over Mortgage Giants FDIC to help small banks with Fannie, Freddie exposure Publ.Date : Mon, 08 Sep 2008 01:46:18 GMT Populists Gain Seats in Election in Hong Kong - New York Times
New York Times - By KEITH BRADSHER HONG KONG - Chinese national pride after the Olympics and growing distress over inflation combined to produce a leftward shift in legislative elections here on Sunday. Hong Kong Democrats Retain Veto Bloc in Legislative Elections Key wins for Hong Kong opposition Publ.Date : Mon, 08 Sep 2008 01:32:36 GMT Prime Minister Chances Early Election in Canada - New York Times New York Times - By IAN AUSTEN OTTAWA - Prime Minister Stephen Harper, putting aside the date he had set by law, formally propelled Canada into a federal election campaign on Sunday. Canadian PM calls October election With economy slow, Canada to hold early elections Publ.Date : Mon, 08 Sep 2008 01:06:35 GMT Work From Home |
PARLOT::Ebooks, Scripts,
Websites, and more... Imagine yourself lying flat on your back, totally strapped down... Read More In "The Ring Bear," a picture book by Tigard resident... Read More The wonderful adaptability of children in dealing with the challenges... Read More There is a new stage of development for parents to... Read More Mealtimes together deserve an important place in any family. Around... Read More Get into their world. The world that teens are growing... Read More Q. My daughter has gotten very good at manipulating us,... Read More You know that children can get into trouble. The older... Read More Did you know there's a game children and parents play... Read More This may come as a surprise, but many parents are... Read More Teens don't learn responsibility overnight. If you haven't been working... Read More Choosing to leave your child with a caregiver is one... Read More This time, I would like to talk about a subject... Read More Let's be honest! When it comes to parenting, men expect... Read More In speaking with parents a comment I frequently hear is... Read More Younger generations unfortunately will not understand how larger than life... Read More You send your child to school and the teachers teach... Read More Finding answers to a child's underachievement is often a difficult... Read More She slipped her small, soft eight-year-old hand into mine. Her... Read More "Setting the alarm on Sunday mornings is inhuman?..God should know... Read More When you think about it, probably the one thing that... Read More Before going further into choosing computers for children, I believe... Read More Bullies are an ugly but very real part of childhood.... Read More Most day cares are non-profit organizations that must operate within... Read More "I WON'T DO IT!" "YOU CAN'T MAKE ME!"Whether parent or... Read More
Adsense
websites
What Do Chinese Water Torture and Arguing with Children Have in Common?
Book Review: The Ring Bear Depicts Turmoil of Becoming A Stepchild
Child ADHD - Deciding Where to Draw the Line
Meet The Twixters!
Family Meals: When Dinner Schedules Dont Match
Parenting Your Teenager: 8 Things You Need to Be Doing
Parenting Your Teenager: How to Respond to Manipulation
Communications for Family Emergencies
The Secret, Unconscious Game Children and Parents Play Where No One Wins!
Are You Meeting ALL Your Childs Basic Needs?
Raising a Self-Sufficient Teen
Finding A Caregiver You Can Trust
Develop Your Childs Genius: Training Your Child for Success
Moms - Get More Energy Now
Why Wont My Child Do as I Say?
Diana, Princess of Whales
Is Your Child Learning Nothing?
Finding Answers to Underachievement
Dad, Go Ahead and Cry
Children, Entitlement and God
Committed Parenting
Guide to Choosing a Computer System for Your Child
Bullies
Fundraising For Your Preschool Or Daycare Center
I WONT DO IT! Tips for Working with the Oppositional Child
Affordable and Reliable Web Hosting Starting at $4.49/Month
A New Idea For Kids Party Parties: Hiring A Caricaturist Can Make Your Kids Party A Real Blast!
There's a new trend for party entertainment. It seems as... Read More
Banishing Bedtime Blues
"My son won't go to bed at night without a... Read More
Picky Eaters - Successful Strategies Part 1
What is in a name?The answer is everything!Jo J. of... Read More
How Illiteracy Can Ruin Your Childs Life
It may seem obvious to many people why literacy is... Read More
Develop Your Childs Critical Thinking Skills
1. Encourage Questions.Don't answer every question, instead ask what do... Read More
Why A Father Is Not A Dad
It can be said that any man who procreates is... Read More
Youth In A Changing World
IntroductionChildren are the gifts of God to parents. That young... Read More
Parenting Univeristy: Potty Training 101
When your child shows signs of potty training readiness, it's... Read More
Is it Attention Deficit Disorder or is it Tourettes Syndrome?
During the assessment process it is of great importance for... Read More
Visiting the Library
Libraries offer more than books. They are places of learning... Read More
Stress is No Kiddy Matter
Kids today no longer live the kind of privileged lives... Read More
Don?t Make Fast and Furious Food Changes
OK, moms and dads out there, we hear you when... Read More
Attention Deficit Hyperactivity Disorder: What is Impulsivity?
Impulsivity is one of the hallmarks of people with Attention... Read More
The Most Powerful Question a Parent Can Ask?
The question I have for you drives right to the... Read More
Breastfeed a Toddler - Why?
Is your baby approaching his or her first birthday and... Read More
The Family Guy - Parenting From a Single Dads Perspective
It was a hot summer day in august and The... Read More
Classic Parenting: Encouragement, Praise, Acceptance, and Responsibility
Encouragement comes when you focus on your child's assets and... Read More
Motivation - The Key to Your Childs Educational Success
For the first year or two of life outside the... Read More
Potty Training Caveats- Dont Start Too Soon
The First Reason: For one thing, child development experts are... Read More
Finding A Caregiver You Can Trust
Choosing to leave your child with a caregiver is one... Read More
Life Stuck In Fast Forward
the woes of being a parent of an ADHD child.....Like... Read More
A Chart for Everything
For every season, check, check, check, There is a chart,... Read More
Develop Your Childs Genius: The King of Games - the Game of Kings
Many people still think that the game of chess is... Read More
Bath Time Fun
Bath time can be fun or it can be a... Read More
Fraternal Twin Parenting Concerns
Identity and Your Fraternal TwinFor the most part, throughout this... Read More
Parenting |