What Are The Auto Liability Insurance State Minimums For My State?
As you shop online for the best auto insurance deals you may begin to ask yourself what exactly is required by law when it comes to auto insurance. Fortunately this article outlines the auto liability insurance state minimums that you are required to have in order to legally drive in the United States. No matter what state you drive in all of them have financial responsibility laws and require motorists to purchase minimum amounts of auto liability insurance except for Tennessee, Wisconsin and New Hampshire.
Many websites and advocates of insurance (to include myself) recommend having a minimum of $100,000 for bodily injury protection per person and at least $300,000 for property damage costs and physical injury costs. The main reason for this is due to the increased amount of money needed to rectify an accident is usually more then what the states declare as the minimum amount of insurance coverage needed.
I have compiled the following information from the American Insurance Association, the Property Casualty Insurers Association, and the Insurance Information Institute. It shows the auto liability insurance state minimums as required by each state. In order to understand the numbers you must know what the mean. The first two numbers are for bodily injury liability and the third number represents the minimum amount of property damage liability.
As an example my home state of Missouri shows the following - Missouri 25/50/10. This means Missouri requires as a minimum coverage up to $50,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $10,000 coverage for property damage.
Alabama 20/40/10 Alaska 50/100/25 Arizona 15/30/10 Arkansas 25/50/25 California 15/30/5 Colorado 25/50/15 Connecticut 20/40/10 Delaware 15/30/5 D.C. 25/50/10 Florida 10/20/10 Georgia 25/50/25 Hawaii 20/40/10 Idaho 25/50/15 Illinois 20/40/15 Indiana 25/50/10 Iowa 20/40/15 Kansas 25/50/10 Kentucky 25/50/10 Louisiana 10/20/10 Maine 50/100/25 Maryland 20/40/15 Massachusetts 20/40/5 Michigan 20/40/10 Minnesota 30/60/10 Mississippi 10/20/05 Missouri 25/50/10 Montana 25/50/10 Nebraska 25/50/25 Nevada 15/30/10 New Hampshire 25/50/25 New Jersey 15/30/5 New Mexico 25/50/10 New York 25/50/10 North Carolina 30/60/25 North Dakota 25/50/25 Ohio 12.5/25/7.5 Oklahoma 10/20/10 Oregon 25/50/10 Pennsylvania 15/30/5 Rhode Island 25/50/25 South Carolina 15/30/10 South Dakota 25/50/25 Tennessee 25/50/10 Texas 20/40/15 Utah 25/50/15 Vermont 25/50/10 Virginia 25/50/20 Washington 25/50/10 West Virginia 20/40/10 Wisconsin 25/50/10 Wyoming 25/50/20
Remember these figures only represent auto insurance liability state minimums. Many experts agree that more insurance is needed in order to fully protect yourself in the event you're involved in an automobile accident.
Timothy Gorman is a successful webmaster and publisher of Best-Free-Insurance-Quotes.com. He provides more insurance information and offers discount home, life and auto insurance that you can research in your pajamas on his websiteOther websites operated by TimCellular-Phone-Solutions.com - Free information and resources regarding cell phones and cell phone plans. Military-Loans-Online.com ? Which provides free money saving loan quotes on all of your loan needs to include home equity loan information.
 Google News Updated : Fri, 10 Oct 2008 17:49:09 GMT UPDATE 1-Bush says US moving quickly to solve market crisis - Forbes
Forbes - WASHINGTON, Oct 10 (Reuters) - President George W. Bush said on Friday the US government was moving aggressively to address the financial markets crisis, but he acknowledged that anxiety was feeding on itself as stocks continued to plunge. Bush appeals for confidence Bush Says Markets Must Remain Calm Despite Challenges Publ.Date : Fri, 10 Oct 2008 16:33:45 GMT Eagles' Westbrook out for Sunday's game - Sports Network
Sports Network - Philadelphia, PA (Sports Network) - Philadelphia Eagles running back Brian Westbrook will not play on Sunday at San Francisco. Westbrook, who has been hampered by a sprained ankle he suffered in the Week 3 victory over Pittsburgh, fractured his ribs in ... Brian Westbrook: Ruled Out Les Bowen: Eagles vs. 49ers: The pick Publ.Date : Fri, 10 Oct 2008 17:20:18 GMT NATO agrees on Afghan drug role for military - The Associated Press
The Associated Press - BUDAPEST, Hungary (AP) - NATO defense ministers Friday authorized their troops in Afghanistan to attack drug barons blamed for pumping up to US$100 million (euro74 million) a year into the coffers of resurgent Taliban fighters. NATO Joins Drug War in Afghanistan NATO to Hit Drug Trade in Afghanistan Publ.Date : Fri, 10 Oct 2008 16:11:48 GMT States probe possible voter registration fraud - Chicago Tribune
Chicago Tribune - Questions about possible cases of fraudulent voter registrations were being raised this week as officials in several states investigated hundreds of questionable or duplicate registration forms submitted by an advocacy group. Carnahan statement on ACORN registration mess Republicans try to tie Obama to vote fraud cases Publ.Date : Fri, 10 Oct 2008 16:48:10 GMT Coleman calls off negative ads - Minneapolis Star Tribune
Minneapolis Star Tribune - By Patricia Lopez, Star Tribune ...and it has nothing at all to do with several outlets (including one of Franken's ads) letting us know that a Coleman ad that wants us to … read more see Franken looking out of control/angry, is actually video of ... Coleman: I'll remove negative ads and urge others to do same Coleman says he'll pull negative ads to focus on economy Publ.Date : Fri, 10 Oct 2008 17:25:04 GMT A Cautious Approach to Gardasil Shot - U.S. News & World Report
U.S. News & World Report - News today cheering the fact that 1 in 4 teen girls has received the Gardasil vaccine sounds to me like some serious spin from the Centers for Disease Control and Prevention, the government agency pushing girls as young as 9 to get the shot. Cancer Vaccine Used by 25% of Girls 13 to 17 Quarter of adolescent US girls received HPV vaccine Publ.Date : Fri, 10 Oct 2008 17:14:13 GMT Help Support Breast Cancer Awareness With Lifespring Health - MarketWatch
MarketWatch - Lifespring Health will be Donating $5 to the Susan G. Komen Foundation Each Time you Shop Online This Month SUNNYVALE, Calif., Oct 10, 2008 /PRNewswire via COMTEX/ -- October is breast cancer awareness month! Go "Passionately Pink for the Cure" on Oct. 17 Panera Bread to sell pink bagels Publ.Date : Fri, 10 Oct 2008 16:05:31 GMT Website Traffic Promotion |
PARLOT::Ebooks, Scripts,
Websites, and more... What exactly is Term Life Insurance?Term life is a form... Read More Life Insurance is a legal contract between you and a... Read More As a young, healthy college student, it might be tempting... Read More Do you like to spend all day being sitting around?... Read More If you decide not to do a car insurance comparison... Read More Renter's insurance is protection intended for anyone who rents an... Read More Car Insurance is an issue that we all of face... Read More Long-term care insurance policies have a variety of features and... Read More In the United States most companies offer their employees dental... Read More Let's be realistic, everyone needs to have auto insurance. Aside... Read More What are the factors involved in flat insurance? Do I... Read More The expenses involved with owning a home can be overwhelming... Read More The insurance policy is a package that includes more than... Read More Insurance is an important part of our lives. If you... Read More Non-profit groups in this day and age need to watch... Read More We don't hear much about getting an accidental death dismemberment... Read More In their efforts to cut costs more and more finance... Read More Group term life insurance is more affordable than individual life... Read More Life insurance protects you and your family from economic hardship... Read More Finding auto insurance quotes online is easy, but finding the... Read More Getting your business up and running is exciting, challenging and... Read More The life insurance quote business online is booming. Not only... Read More The Health Savings Account (HSA) is a great tool that... Read More If you are an expatriate planning on long-term residence in... Read More For many years in the UK, motor insurance has been... Read More
Adsense
websites
Finding Term Life Insurance Online
Life Insurance Benefits
Student Health Insurance - Is It Necessary?
Life Insurance Careers
Need A Car Insurance Comparison? Dont Have Time?
What Is Renters Insurance Really All About?
Avoiding The Potholes Of Car Insurance
Long Term Care Insurance How Much Should I Buy?
Can I Get Affordable Dental Care?
What You Need to Know About Auto Insurance
Flat Insurance in the UK
Disaster Decision - Do You Need Insurance?
Basic Coverage of Homeowner Insurance Policies
Discount Insurance - Get Affordable Coverage For All Your Insurance Needs
Insurance for Car Wash Fundraisers
About Accidental Death Dismemberment Insurance Quote
Poor call centre performances driving motorists online for insurance
Group Term Life Insurance and the Options Available
How Do I Calculate How Much Life Insurance I Need?
Cheap Auto Insurance Quotes ? Tips For Getting The Lowest Rate
Business Insurance ? And What You Need To Know
The Life Insurance Quote Business is Booming, but is the Insurance Quote Accurate?
Health Savings Account (HSA): What Happens to it When I Retire?
Japanese Overseas Travel Insurance
UK House Insurance - The Risk of Under-insurance
Affordable and Reliable Web Hosting Starting at $4.49/Month
Insure Your House
When we talk about insurance the thing you have to... Read More
Tips for Choosing a Life Insurance Company
More than 150 insurance companies offer thousands of life insurance... Read More
Online Insurance Quotes California Auto
Finding insurance quotes for California auto is now pretty easy.... Read More
Terrorism Insurance - What it Costs Small Business
The Terrorism Insurance Act of Nov. 26, 2002. This helps... Read More
The Awful Truth about Annuity and Insurance Leads
You see the websites, you see the ads: exclusive, never... Read More
Why Should I Go To A Life Insurance Broker?
A life insurance broker is a dedicated person that encourages... Read More
Basic Coverage of Homeowner Insurance Policies
The insurance policy is a package that includes more than... Read More
What Answers To Questions For A Home Insurance Price Quote Will I Need To Know?
Lets face it, finding the best home insurance price quote... Read More
5 Strategies To Reduce Your Car Insurance Premiums
Your latest car insurance bill has arrived and it is... Read More
Compare Car Insurance Companies Before You Commit
If you want to save money on your car insurance,... Read More
Homeowners Insurance Coverage
When deciding on the appropriate amount of homeowner's insurance coverage... Read More
Individual or Family Health Insurance Options
As more and more individuals working at home with or... Read More
The Many Benefits of Travel Protection Plans
Many people purchase insurance thinking I want full coverage and... Read More
Cure The Insurance Blues By Lowering The Cost of Your Premiums
Does the current amount that you pay on your insurance... Read More
Are You Running the Risk of an Uninsured Business? Beware & Get Business Insurance
Human life is precarious and so are the activities they... Read More
The Great Value Of Accident Photographs
You were humming along on a bright and sunny day... Read More
Term Life Insurance Help
Life insurance can be a very scary thing. If you... Read More
Long Term Care Insurance - Low Cost Alternatives For Budget Conscious Seniors!
With Nursing home Cost's running $4,000 to $6,000 a month... Read More
California Catering Truck Insurance
Catering truck insuranceNot many agents/brokers write catering truck insurance as... Read More
If You Rent A Home, Protect It By Buying Renters Insurance
Renters insurance is often overlooked by people who are renting... Read More
What to Look for in Good Health Insurance
Health insurance is a kind of protection that provides payment... Read More
Natures Fury - Time to Check Your Insurance
The communities of Exmouth and Moora in Western Australia don't... Read More
7 Sure-fire Ways of Reducing Your Home Insurance Premium
Home security improvement:All insurance companies will happily offer you a... Read More
Your Cars After-impact Diminished Value
The(ACV)Actual Cash Value Policy DOES NOT insure the property itself... Read More
A Life Insurance Quote Became Reality
Life insurance quoteThank goodness John took his life insurance quote... Read More
Insurance |