Life Insurance ? Do You Need It?
Many people are skittish about life insurance, because they feel that it is useless, or it makes them face their mortality, or they may arrogantly think that they won't die. But let me reassure you, life insurance is not only useful, but also essential if you're young or old, or have a young family. Life Insurance should definitely be one piece of your financial portfolio.
BENEFITS OF LIFE INSURANCE
1) Protects your family ? If you should die prematurely a life insurance policy will give your young family and spouse a financial buffer. The lost income can be devastating.
2) For children and young adults ? accidents are a leading cause of death.
3) As you get older ? it can help to defer funeral costs.
Life Insurance can help fill the gaps when you or someone you love passes away, as well as, helping to eliminate the stress and uncertainty of their future.
TYPES OF LIFE INSURANCE
There are different types of insurance, which can fit each individual's needs and situations. The different types and explanation of each are as follows:
Term Life Insurance ? Term life gives you coverage for a particular period of time. (Builds No Cash Value)
Whole Life Insurance ? Whole Life can give you protection for your entire life at a fixed rate. Whole Life builds up cash values, and in some cases, paid dividends.
Universal Life Insurance ? Universal Life gives you more flexibility -- allowing you to adjust your premiums and to increase or decrease your death benefit.
Accident Insurance ? Accident Insurance gives your family an income in the event of your accidental death.
To conclude, when I was younger, I felt that life insurance was a waste of my money. But that changed when I seen the results of what happens when a father of three young children died unexpectedly. He had no insurance to care for his three children. Not only did his wife and children have to deal emotionally with their loss, but it also left them financially crippled. From that moment on, I realized the importance of Life Insurance and what it can bring to my family ? a financial safety net, and for me, peace of mind.
Vickie J Scanlon has a BBA degree in Administrative Management and Marketing. Visit her site at: http://www.myaffiliateplace.biz for free tools, articles, affiliate opportunities, ebooks, and affordable insurance products
Get Free quotes on auto, life, homeowners, health, business insurance at: http://www.myaffiliateplace.biz/Affiliate_ Netquote
 Google News Updated : Fri, 10 Oct 2008 17:49:09 GMT UPDATE 1-Bush says US moving quickly to solve market crisis - Forbes
Forbes - WASHINGTON, Oct 10 (Reuters) - President George W. Bush said on Friday the US government was moving aggressively to address the financial markets crisis, but he acknowledged that anxiety was feeding on itself as stocks continued to plunge. Bush appeals for confidence Bush Says Markets Must Remain Calm Despite Challenges Publ.Date : Fri, 10 Oct 2008 16:33:45 GMT Eagles' Westbrook out for Sunday's game - Sports Network
Sports Network - Philadelphia, PA (Sports Network) - Philadelphia Eagles running back Brian Westbrook will not play on Sunday at San Francisco. Westbrook, who has been hampered by a sprained ankle he suffered in the Week 3 victory over Pittsburgh, fractured his ribs in ... Brian Westbrook: Ruled Out Les Bowen: Eagles vs. 49ers: The pick Publ.Date : Fri, 10 Oct 2008 17:20:18 GMT Help Support Breast Cancer Awareness With Lifespring Health - MarketWatch
MarketWatch - Lifespring Health will be Donating $5 to the Susan G. Komen Foundation Each Time you Shop Online This Month SUNNYVALE, Calif., Oct 10, 2008 /PRNewswire via COMTEX/ -- October is breast cancer awareness month! Go "Passionately Pink for the Cure" on Oct. 17 Panera Bread to sell pink bagels Publ.Date : Fri, 10 Oct 2008 16:05:31 GMT NATO agrees on Afghan drug role for military - The Associated Press
The Associated Press - BUDAPEST, Hungary (AP) - NATO defense ministers Friday authorized their troops in Afghanistan to attack drug barons blamed for pumping up to US$100 million (euro74 million) a year into the coffers of resurgent Taliban fighters. NATO Joins Drug War in Afghanistan NATO to Hit Drug Trade in Afghanistan Publ.Date : Fri, 10 Oct 2008 16:11:48 GMT A Cautious Approach to Gardasil Shot - U.S. News & World Report
U.S. News & World Report - News today cheering the fact that 1 in 4 teen girls has received the Gardasil vaccine sounds to me like some serious spin from the Centers for Disease Control and Prevention, the government agency pushing girls as young as 9 to get the shot. Cancer Vaccine Used by 25% of Girls 13 to 17 Quarter of adolescent US girls received HPV vaccine Publ.Date : Fri, 10 Oct 2008 17:14:13 GMT Coleman calls off negative ads - Minneapolis Star Tribune
Minneapolis Star Tribune - By Patricia Lopez, Star Tribune ...and it has nothing at all to do with several outlets (including one of Franken's ads) letting us know that a Coleman ad that wants us to … read more see Franken looking out of control/angry, is actually video of ... Coleman: I'll remove negative ads and urge others to do same Coleman says he'll pull negative ads to focus on economy Publ.Date : Fri, 10 Oct 2008 17:25:04 GMT States probe possible voter registration fraud - Chicago Tribune
Chicago Tribune - Questions about possible cases of fraudulent voter registrations were being raised this week as officials in several states investigated hundreds of questionable or duplicate registration forms submitted by an advocacy group. Carnahan statement on ACORN registration mess Republicans try to tie Obama to vote fraud cases Publ.Date : Fri, 10 Oct 2008 16:48:10 GMT Increase Online Traffic |
PARLOT::Ebooks, Scripts,
Websites, and more... First the bad news: about 2,000,000 personal bankruptcies each year... Read More What are the factors involved in flat insurance? Do I... Read More Health Insurance: a sense of dissatisfactionThe three C's, customization, consumerization... Read More The Health Savings Account (HSA) is a great tool that... Read More Several national rating institutions rate insurance companies. Do coverages, rates,... Read More Life insurance is a personal insurance plan designed to pay... Read More Boat insurance is necessary for all boat owners who live... Read More Renter's insurance is protection intended for anyone who rents an... Read More Life Insurance is a legal contract between you and a... Read More The communities of Exmouth and Moora in Western Australia don't... Read More Why does health insurance cost so much? Year after year,... Read More The best judge of Total Disability and/or Partial Disability is... Read More No doubt most readers will have heard of the Northern... Read More So, you've decided to purchase life insurance. Well then, you... Read More In order to save money on your homeowners insurance you... Read More Cheap insurance? Auto insurance, life insurance, health insurance, liability insurance... Read More Insurance is meant to give homeowners peace of mind, but... Read More A Health Savings Account (HSA) does not really cover alternative... Read More Because of the many problems that can occur when you... Read More Insurance is always a gamble, a bet actually.You are betting... Read More For most people car insurance is a the single largest... Read More Online term life insurance ratesHow simple it is today finding... Read More The insurance policy is a package that includes more than... Read More If you do not understand the way that auto insurance... Read More Nowadays, auto insurance is really expensive. A typical insurance policy... Read More
Adsense
websites
Medical Bankrupticies: What You Can Do To Protect Yourself
Flat Insurance in the UK
Sleep-At-Night Coverage With A Private Health Insurance ( Affordable Health Insurance )
Health Savings Account (HSA): What Happens to it When I Retire?
Is Your Auto Insurance Company Rated?
Life Insurance Information
Why Boat Insurance Is A Necessity
What Is Renters Insurance Really All About?
Life Insurance Benefits
Natures Fury - Time to Check Your Insurance
Why Does Health Insurance Cost So Much?
Your Personal Injury Insurance Claim: Several Crucial Insights Into Medical Reimbursements
Insurance in Northern Ireland: Historic Difficulties
Affordable Life Insurance!
How To Save Money On Your Homeowners Insurance?
Cheap Insurance - Ten Ways
Underinsurance Can Spell Disaster For Homeowners
Does an HSA Cover Alternative Medicine?
3 Important Moving Insurance Tips
Why Dont Insurance Companies Reward Us for Being Healthy?
10 Ways To Save On Car Insurance
About Online Term Life Insurance Rates
Basic Coverage of Homeowner Insurance Policies
Why Would I Need Auto Insurance Specialists?
10 Ways to Lower Your Auto Insurance
Affordable and Reliable Web Hosting Starting at $4.49/Month
Consequences of Late Insurance Payments
Did you realize that it could cost you more than... Read More
Insurance For The Self Employed And Those Seeking Health Insurance
First of all, congratulations on deciding to go out and... Read More
Do You Know What The 7 Home Insurance Plans Are?
Most people don't realize that there are 7 different homeowners... Read More
Buy Life Insurance Online and Save
There are many ways to research and buy a life... Read More
Health Insurance Plans and their Differences
Health insurance plans have changed dramatically over the past ten... Read More
Disability Income Insurance Can Meet All Your Financial Needs
Disability income insurance can cover you in the event of... Read More
Why Boats Are A Pleasure... But You Still Need Boat Insurance
One of the greatest pleasures that a man can have... Read More
Life Insurance No Medical Exam - Is It Really Possible?
Quite often you feel that an ad for life insurance... Read More
Do You Pay Too Much For Your Car Insurance?
Do the premiums just seem to get higher and higher... Read More
An Intro To Auto Insurance
Although premiums, policies and prices vary widely, the mandate does... Read More
A Guide to Insuring Your Sailing Dinghy
If you've just bought a dinghy or are thinking about... Read More
Individual Health Insurance Plans - How To Find The Best Provider Online
Whether you are self-employed or a small business owner, finding... Read More
Life Insurance Information
Life insurance is a personal insurance plan designed to pay... Read More
Used Car Insurance
Every state requires that drivers carry liability insurance. The liability... Read More
Long-Term Care Insurance: Eldercare Solution
When I suddenly had to become a fulltime caregiver to... Read More
Auto Insurance Rates
Auto insurance rates will vary depending on the insurance agency,... Read More
Finding a Discount Car Insurance Broker
Discount car insurance brokerTimes past finding a discount insurance broker... Read More
Do Discount Fees for Medical Service Programs Really Work?
Having a health insurance policy provides a great sense of... Read More
Health Insurance 101 for Individuals and Families
The changing healthcare and health insurance landscape in the United... Read More
Insurance for Car Wash Fundraisers
Non-profit groups in this day and age need to watch... Read More
How Can I Compare Life Insurance Quotes?
The online life insurance companies offer a free service where... Read More
Will Online Automobile Insurance Quotes Really Save Me Money?
If you're looking to save money on your auto insurance... Read More
Japanese Overseas Travel Insurance
If you are an expatriate planning on long-term residence in... Read More
Insights Into Your Med-Pay Insurance Coverage
While Legal Romantics would like to characterize the trial of... Read More
How to Reduce Home Insurance Premiums
Here are some useful tips on how to reduce Home... Read More
Insurance |