Individual or Family Health Insurance Options

As more and more individuals working at home with or without families find themselves without some kind of group health insurance. Sometimes even working at a job, no health insurance is even offered.

Thousands of hard-working people in every state are making dangerous choices: No health insurance at all! They believe they are too young or too healthy. They believe they "save a little or a lot of money" and can do without.

Consider your friends, family and neighbors ? people who may have been sick or injured. The fact is, even healthy people may end up with a serious medical condition that can be extremely costly to treat.

Now you can consider how much of a terrible ordeal would be without some kind of quality health insurance to pay for thousands of dollars in doctor fees or hospital bills!

When you really think of it and ask yourself this question ? "Can I afford health insurance?" and more importantly: "Can I afford to be without it?"

You have to determine whether you are young if I really need the insurance. There are other types of insurance that gives you a discount on all your doctor and hospital bills.

Health insurance is not cheap but if you are over 35 years old, you probably should rethink whether you need individual or family health insurance coverage or is the discounted health insurance really right for you. One illness can put you in debt.

If you are an individual you might pay $400 getting the insurance privately but if you have a family you may pay $700+ each month just for an HMO. Can you afford that? Otherwise try and consider getting a job that pays for some of the insurance even if the salary is slightly less.

Insurance rates have gone sky high and it looks like there is no end to it. Just one incident can devastate your whole life savings.

If you are a single parent with a child, you will wind up paying the family rate which is unfair. If you are a college student, check with a college to see what their health insurance may cover. Otherwise, there are insurance companies that offer health insurance for college students.

This is not legal advice or any type of advice for you to get insurance or not. You need to research whether or not you can afford to be with or without the insurance.

Fern Kuhn, RN
http://www.anxietydisorernews.info
http://www.diabetestestingcenter.com

Copyright 2005
You may reprint this article as long as you keep the links active

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Google News Updated : Sun, 20 Jul 2008 00:45:55 GMT US banks ask SEC to expand stock trade protection - Reuters Wall Street Journal US banks ask SEC to expand stock trade protection Reuters - 7 hours ago By John Poirier WASHINGTON (Reuters) - An emergency move by US securities regulators this week aimed at curbing manipulative short-selling in some major financial firms should be expanded to all publicly traded banks, or it could erode confidence in ... SEC Short-Sale Rule Gets Negative Reviews Wall Street Journal SEC Spares Market Makers From `Naked-Short' Sales Ban (Update1) Bloomberg Forbes - MarketWatch - Taipei Times - New York Times all 582 news articles Publ.Date : Sat, 19 Jul 2008 17:02:49 GMT Aybar's triple caps Halos' rally over Sox - MLB.com Canoe.ca Aybar's triple caps Halos' rally over Sox MLB.com - 1 hour ago By Rhett Bollinger / MLB.com ANAHEIM -- Pinch-hitter Erick Aybar hit a three-run triple in the seventh inning, Vladimir Guerrero blasted a solo home run and left-hander Joe Saunders pitched 6 2/3 strong innings to lift the Angels to a 4-2 win over the ... Aybar's three-run triple sends streaking Halos over BoSox Sports Network Aybar's bases-clearing triple sparks Angels The Associated Press Rotoworld.com - Press-Enterprise - Boston Globe - United Press International all 506 news articles Publ.Date : Sat, 19 Jul 2008 22:52:04 GMT What's the best Oscar strategy for Heath Ledger in 'The Dark Knight'? - Los Angeles Times Times Online What's the best Oscar strategy for Heath Ledger in 'The Dark Knight'? Los Angeles Times - 1 hour ago That's a tricky Oscar question. On one hand you might think Heath Ledger should go supporting because, technically speaking, "The Dark Knight" is a film about Batman. Heath is where the heart is The Observer 'Dark Knight' sets box office record with $66.4M The Associated Press YourHub.com - New York Daily News - Chicago Tribune - OpEdNews all 3,291 news articles Publ.Date : Sat, 19 Jul 2008 23:18:18 GMT Panel Finds Misconduct By Fusion Researcher - Washington Post Los Angeles Times Panel Finds Misconduct By Fusion Researcher Washington Post - 18 hours ago INDIANAPOLIS -- A Purdue University panel has found two instances of misconduct by a researcher who says he produced nuclear fusion in tabletop experiments. Purdue physicist found guilty of misconduct Los Angeles Times Details of what Purdue's investigation found Journal and Courier Chicago Tribune - RedOrbit - Newsweek all 157 news articles Publ.Date : Sat, 19 Jul 2008 05:47:31 GMT McCain Co-Chairman, Under Fire, Steps Aside - New York Times ABC News McCain Co-Chairman, Under Fire, Steps Aside New York Times - 9 hours ago Carolyn Kaster/AP At a town-hall-style meeting Friday on energy, John McCain found himself questioned instead on his wartime positions. McCain Takes on the 'Cable Monster' and an 'Extreme' Obama Washington Post Gramm Out as McCain Co-Chair; Obama Reacts FOXNews The Associated Press - Dallas Morning News - Reuters - Boston Globe all 947 news articles Publ.Date : Sat, 19 Jul 2008 14:45:59 GMT Growth ahead for more diversified game industry - Reuters Telegraph.co.uk Growth ahead for more diversified game industry Reuters - Jul 18, 2008 By Kiyoshi Takenaka - Analysis LOS ANGELES (Reuters) - The video game industry looks set for at least another year or two of strong growth, driven by geographical expansion, a strong hardware lineup and growing pool of casual gamers, ... Nintendo Wii Tops for Console Sales in June DailyTech Sony's press conference at E3 was a dazzling hi-tech showcase BBC News Shacknews - X-bit Labs - New York Times - Wired News all 1,145 news articles Publ.Date : Fri, 18 Jul 2008 12:07:32 GMT Venture Funding Drops for Youngest Companies As Older Ones Suck Up ... - New York Times Boston Globe Venture Funding Drops for Youngest Companies As Older Ones Suck Up ... New York Times - 1 hour ago By Abha Bhattarai In an ominous sign for Silicon Valley’s entrepreneurial machine, venture capital firms are cutting back on their investments in companies at their earliest stage of development and being forced to provide extra funding for later-stage ... VC Deals In Charts (Q2 2008)?Exits? We Don't Need No Stinkin' Exits? Washington Post Venture investments in state total $77.6 million so far in '08 Detroit Free Press CNET News - The Associated Press - MarketWatch - RTT News all 195 news articles Publ.Date : Sat, 19 Jul 2008 22:54:52 GMT Turn Affiliate Datafeed into RSS Amazon RSS Feeds

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