How to Reduce Car Insurance Premiums

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

You may freely reprint this article provided the author's biography remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

In The News:


Google News
Updated : Thu, 24 Jul 2008 00:51:42 GMT

US House Approves Fannie-Freddie Bill by 272-152 (Update1) - Bloomberg


Aljazeera.net
US House Approves Fannie-Freddie Bill by 272-152 (Update1)
Bloomberg - 1 hour ago
By Brian Faler July 23 (Bloomberg) -- The US House of Representatives approved legislation designed to shore up confidence in Fannie Mae and Freddie Mac and stem the record surge in mortgage foreclosures, sending the bill to the Senate.
Video: House OKs Rescue for Homeowners, Freddie, Fannie AssociatedPress
US mortgages: Bush relents on veto threat to Fannie and Freddie ... guardian.co.uk
MarketWatch - Forbes - Reuters - New York Times
all 3,865 news articles

Publ.Date : Wed, 23 Jul 2008 23:37:49 GMT

"Dark Knight" beats total of previous Batman film - Reuters


Reuters
"Dark Knight" beats total of previous Batman film
Reuters - 1 hour ago
By Dean Goodman LOS ANGELES (Reuters) - After just six days of release in North America, the new Batman sequel "The Dark Knight" has grossed more domestically than its predecessor did in its entire run, distributor Warner Bros.
Video: 'Dark Knight' Sets Weekend Box Office Record AssociatedPress
'Dark Knight' may be summer's highest-grossing film Los Angeles Times
E! Online - International Business Times - Digital Media Wire - Monsters and Critics.com
all 1,084 news articles

Publ.Date : Wed, 23 Jul 2008 23:19:56 GMT

Microsoft refunding gamers, Games for Windows Live goes free - Ars Technica


ChattahBox
Microsoft refunding gamers, Games for Windows Live goes free
Ars Technica - 34 minutes ago
By Frank Caron | Published: July 23, 2008 - 07:06PM CT PC gaming wasn't a huge factor at this year's E3, but it seems that Microsoft was merely biding its time before making its big moves to try and perk up the waning PC gaming market.
Microsoft Drops Player Fees On Games For Windows Live InformationWeek
Unangst: GFW Live Has Full Game Download Plans 'On The Roadmap' Gamasutra
GameSpot - 1UP.com - ZDNet - PC World
all 305 news articles

Publ.Date : Thu, 24 Jul 2008 00:17:11 GMT

Genetic Cause of Statin-Related Muscle Pain Found - Washington Post


BBC News
Genetic Cause of Statin-Related Muscle Pain Found
Washington Post - 2 hours ago
By Ed Edelson WEDNESDAY, July 23 (HealthDay News) -- British researchers have discovered a genetic variant that causes some people who take cholesterol-lowering statins to have the muscle weakness called myopathy.
7 Reasons Not to Dismiss Statin-Caused Pain U.S. News & World Report
Discovery may boost statin safety BBC News
Reuters - Bloomberg - The Associated Press - KPAX-TV
all 143 news articles

Publ.Date : Wed, 23 Jul 2008 21:59:27 GMT

"Bad Girls" mind-set, Pierson and Parker a volatile mix - WNBA - ESPN

"Bad Girls" mind-set, Pierson and Parker a volatile mix - WNBA
ESPN - 1 hour ago
By Mechelle Voepel What does it take to light up a tinderbox? Just a spark. Or in the case of the Detroit-Los Angeles scuffle with 4.6 seconds left of a WNBA game Tuesday, it was a Spark.
WNBA reviewing fight between Detroit, LA players The Associated Press
Don't make Mahorn the bad boy in WNBA scuffle FOXSports.com
Newsday - Washington Post - USA Today - W*USA 9
all 743 news articles

Publ.Date : Wed, 23 Jul 2008 23:15:40 GMT

Angels' bats loom large in victory over Indians - Los Angeles Times


Washington Post
Angels' bats loom large in victory over Indians
Los Angeles Times - 46 minutes ago
Normally tepid offense produces season highs in runs and hits (19). Jeff Mathis, Howie Kendrick and Casey Kotchman combine for 13 hits, Francisco Rodriguez gets 42nd save and team ups West lead to 10 By Bill Shaikin, Los Angeles Times Staff Writer The ...
Mathis drives in six; Angels hold off Tribe in wild slugfest Sports Network
Angels pound Laffey, slam Mastny, in ripping Indians, 14-11 The Plain Dealer - cleveland.com
The Associated Press - Rotoworld.com - Press-Enterprise - WANE
all 106 news articles

Publ.Date : Thu, 24 Jul 2008 00:05:36 GMT

Google unfurls less laughable Wikipedia - Register


New York Times
Google unfurls less laughable Wikipedia
Register - 1 hour ago
By Cade Metz in San Francisco → More by this author Back in December, the search engine cum world power announced an anyone-can-edit online encyclopedia it insists on calling Knol, and this morning, with a post to The Official Google Blog, ...
Google Launches Knol, The Monetizable Wikipedia Washington Post
Google opens Knol website, a wiki with bylines Reuters
CRN - BetaNews - Ars Technica - Computerworld
all 157 news articles

Publ.Date : Wed, 23 Jul 2008 23:46:16 GMT

RSS Feed Reader
Increased Website Traffic


PARLOT::Ebooks, Scripts, Websites, and more...

Adsense websites

Compare Car Insurance Companies Before You Commit

If you want to save money on your car insurance,... Read More

Do You Know What The 7 Home Insurance Plans Are?

Most people don't realize that there are 7 different homeowners... Read More

Affordable Health Insurance - Health Insurance For The Self Employed

One of the things that is important to consider when... Read More

Insurance Claim - Medical Insights And Expenses

There's nothing that has a greater impact on evaluating a... Read More

What Do You Mean My Auto Insurance Policy Doesnt Cover This!!

Auto insurance is an agreement between you and your insurance... Read More

Student Health Insurance - Is It Necessary?

As a young, healthy college student, it might be tempting... Read More

How To Save Money On Your Homeowners Insurance?

In order to save money on your homeowners insurance you... Read More

5 Strategies To Reduce Your Car Insurance Premiums

Your latest car insurance bill has arrived and it is... Read More

Do An Auto Insurance Comparison And Benefit From The Savings

It is very important to do an auto insurance comparison... Read More

How Many Homeowner Insurance Quotes Do I Need To Save Money?

Homeowner insurance quotes can vary in the amount they cost... Read More

About Online Term Life Insurance Rates

Online term life insurance ratesHow simple it is today finding... Read More

How To Take The Guesswork Out Of Buying Term Life Insurance

Protecting your family is the single most important thing any... Read More

Free Money Saving Auto Insurance Tips

Our money saving auto insurance tips were written for one... Read More

Origin Of Long Term Care Insurance

In the early 1980's Medicare started using a system called... Read More

Which Car Should You Own To Keep Your Insurance Rates Most Affordable?

Do you consider the cost of insurance before you buy... Read More

An Annuities Primer

Though popular among today's aging Baby Boomers and members of... Read More

Types of Life Insurance

There are different types of life insurance policies available. Shop... Read More

Filing An Insurance Claim

Everything seemed pretty simple when you purchased that insurance policy.... Read More

Car Insurance Discounts

Trying to save money wherever you can is important to... Read More

Health Insurance for the Beginner

When it comes to your family, selecting the right health... Read More

Finding Auto Insurance Comprehensive Coverage

You can go online to easily find and quote auto... Read More

Need Low-cost Temporary Family Health Insurance?

Many families will find themselves without medical coverage at some... Read More

Affordable Life Insurance!

So, you've decided to purchase life insurance. Well then, you... Read More

Insurance for Those Who Run Bed and Breakfast Properties

A Bed and Breakfast, often referred to as a B&B,... Read More

Medical Bankrupticies: What You Can Do To Protect Yourself

First the bad news: about 2,000,000 personal bankruptcies each year... Read More