Flat Insurance in the UK
What are the factors involved in flat insurance? Do I need to provide both buildings and contents cover? Who will cover shared flats or flats with student tenants?
The responsibility to insure the building fabric of a flat lies with the freeholder. This means that if you own your flat on a leasehold basis then you only need to insure the contents. The buildings will be covered by the freeholder. In flats with shared areas and gardens, you normally pay a monthly service charge. Out of this charge, the freeholder will also pay for the buildings insurance.
If you are the freeholder of a flat then you need to insure both the buildings and contents of the property.
If you are renting a flat, then your only concern is the contents that belong to you. Your letting agent might insist that you take adeqaute protection for your liability to the landlord. This means that you have insurance cover ihn case you damage the landlords goods. This can be a good idea and while you are not responsible for wear and tear of the landlords property, if you break the washing machine, this cover can be useful.
Yourhomeinsurance.co.uk has a panel of insurance companies that allow it to cover tenants even in shared flats.
Within student shared flats, you need a specialist insurer such as www.endsleigh.co.uk.
Tim Larden writes for yourhomeinsurance.co.uk who specialise in Flat Insurance. The site can provide information for flat renters, sharers or owners on their buildings or contents cover.
 Google News Updated : Mon, 13 Oct 2008 05:51:32 GMT Television Review | 'My Own Worst Enemy' - New York Times
New York Times - By ALESSANDRA STANLEY Most people sometimes wake up on the wrong side of bed. The hero of “My Own Worst Enemy” on NBC wakes up on the wrong side of his brain. 'Worst Enemy' Just Isn't Bourne-Again Bond Spy-vs.-normal-guy premise of 'Worst Enemy' doesn't work Publ.Date : Mon, 13 Oct 2008 04:54:37 GMT Worth the trouble - Boston Herald Boston Herald - By Dan Duggan As Red Sox [team stats] fans shook out the cobwebs yesterday morning after yet another marathon postseason game, it would have been easy to forget some of the positive developments from the Sox’ 9-8, 11-inning loss to Tampa Bay in Game 2 ... Video: Tampa Bay Wins Slugfest on Sacrifice Fly Rays win respect, too Publ.Date : Mon, 13 Oct 2008 05:12:18 GMT Doubling of Vitamin D for Children Is Urged - New York Times
New York Times - By AP CHICAGO (AP) - The country’s leading group of pediatricians is recommending that children receive double the usually suggested amount of vitamin D because of evidence that it might help prevent serious diseases. Pediatricians double vitamin D recommendations Pediatricians double vitamin D recommendations Publ.Date : Mon, 13 Oct 2008 02:45:16 GMT Jennifer Lopez, Marc Anthony renew vows along with Carlos Beltran ... - New York Daily News
New York Daily News - BY DAVE GOLDINER Just four years after saying "I do," Jennifer Lopez and Marc Anthony reportedly secretly renewed their vows in Las Vegas Sunday - and they had company at the altar. Inside Jennifer Lopez & Marc Anthony's Renewal Ceremony J.Lo’s vows not staying in Vegas Publ.Date : Mon, 13 Oct 2008 04:39:55 GMT Alaska ethics probe says Palin abused her power - Reuters
Reuters - By Caren Bohan CHILLICOTHE, Ohio (Reuters) - An Alaska ethics inquiry found on Friday that Gov. Sarah Palin, the US Republican vice presidential candidate, abused her authority by pressuring subordinates to fire a state trooper involved in a feud with ... Palin: Bad Guys vs. Good Guys Palin talks economic worries in Appalachian Ohio Publ.Date : Mon, 13 Oct 2008 05:10:53 GMT UPDATE 1-Tropical Storm Nana forms in Atlantic - Reuters
Reuters - MIAMI, Oct 12 (Reuters) - Tropical Storm Nana, the 14th of the Atlantic hurricane season, formed on Sunday in the Atlantic Ocean east of the Caribbean islands, the US National Hurricane Center said. Tropical Storm Nana forms in Atlantic Tropical Storm Nana Forms Over Eastern Atlantic Publ.Date : Sun, 12 Oct 2008 21:29:57 GMT Manatee dies before reaching Florida - South Coast Today
South Coast Today - By AARON GOUVEIA and KC MYERS EAST DENNIS - After a dramatic rescue Saturday morning, a wayward manatee known affectionately as Dennis died Sunday with just one hour before he reached SeaWorld in Florida. Manatee almost gave them the slip Cape Cod Manatee Dies on Way Back to Florida Publ.Date : Mon, 13 Oct 2008 05:14:57 GMT Easy Work At Home Opportunity |
PARLOT::Ebooks, Scripts,
Websites, and more... A word of warning about Credit card repayment protection schemesThe... Read More Having a health insurance policy provides a great sense of... Read More If you run into a billing problem or misunderstanding with... Read More Long Term Care Insurance is needed in the event that... Read More The value of a personal injury claim has a direct... Read More There are times when you'll find yourself temporarily without health... Read More They say everything is bigger and better in Texas, and... Read More The expenses involved with owning a home can be overwhelming... Read More Because of the many problems that can occur when you... Read More Some business relationships are forged through blood and friendship. When... Read More A Bed and Breakfast, often referred to as a B&B,... Read More Do you consider the cost of insurance before you buy... Read More Many people ask, "If I am supposed to get a... Read More Adequate life insurance to cover your income producing ability is... Read More A recent survey took the most popular type of home... Read More Many personal car insurance companies consider your credit information when... Read More Every state requires that drivers carry liability insurance. The liability... Read More So, you've decided to purchase life insurance. Well then, you... Read More Mortgage insurance, to pay off a mortgage, is something you'll... Read More Travel Insurance is designed to protect your health, belongings, and... Read More There are many options available for life insurance, and for... Read More Listed below is a useful guide to life insurance terms.... Read More Owning a home is a dream for most of us,... Read More Insurance is meant to give homeowners peace of mind, but... Read More You can withdraw money from your Health Savings Account (HSA)... Read More
Adsense
websites
Credit Card Insurance
Do Discount Fees for Medical Service Programs Really Work?
What Should I Do About Billing Problems When Using HSA Money?
Long Term Care Insurance
Medical Bills - Evaluating Your Personal Injury Insurance Claim
Apply Online for Temporary Health Insurance
Check Out The Variety of Auto Insurance Texas Style
Disaster Decision - Do You Need Insurance?
3 Important Moving Insurance Tips
We Dont Need Another Broker: How To Get The Best Liability Insurance Rates Available
Insurance for Those Who Run Bed and Breakfast Properties
Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Do Insurance Premiums Increase Every Year?
Inexpensive Life Insurance To Protect What You?ve Earned
Home Insurance Rates in Northern Ireland
How Does Credit History Affect Car Insurance Rates?
Used Car Insurance
Affordable Life Insurance!
Mortgage Insurance Plans: How Good Is Yours?
What is Travel Insurance?
An Intro To Life Insurance
Guide to Life Insurance Terms
Mortgage Life Insurance
Underinsurance Can Spell Disaster For Homeowners
What Type of Doctor Should I See Under My HSA?
Affordable and Reliable Web Hosting Starting at $4.49/Month
How Do I Calculate How Much Life Insurance I Need?
Life insurance protects you and your family from economic hardship... Read More
5 Steps To Cheap Car Insurance Premiums
Although car insurance is compulsory, it's not necessary to pay... Read More
Protecting Your Expatriate Family
If you and your family relocate overseas, one of your... Read More
Why Should You Shop Around for Auto Insurance?
How do you know if what you are paying for... Read More
Accident Factoids
Accidents, personal injuries and insurance claims are here to stay.... Read More
Choosing Affordable Health Insurance For Children
In most cases, private health insurance comes through a person's... Read More
Individual Health Insurance Plans - How To Find The Best Provider Online
Whether you are self-employed or a small business owner, finding... Read More
Term Life Insurance Help
Life insurance can be a very scary thing. If you... Read More
Cheap Term Life Insurance is Available Everywhere
Cheap term life insurance is easier to get than most... Read More
How To Save Money On Your Homeowners Insurance?
In order to save money on your homeowners insurance you... Read More
Canadian Funeral Insurance: Our Final Gift to Those We Love
Most of us don't like thinking about our own funerals,... Read More
Discover the Fortune Hiding in Your Insurance Premiums!
Ever thought about how to save money? Sure you have,... Read More
Car Insurance Online ? Benefits of Applying for Auto Insurance Online
Drivers are applying for auto insurance online not just for... Read More
Poor call centre performances driving motorists online for insurance
In their efforts to cut costs more and more finance... Read More
Whole Life Insurance - Whole Life Insurance Information
The original purpose of life insurance was to provide for... Read More
Do You Know What The 7 Home Insurance Plans Are?
Most people don't realize that there are 7 different homeowners... Read More
Dont Just Accept Your Car Insurance Renewal Quote
UK car insurance companies make substantial profits every year because... Read More
Saving on Auto Insurance: The Road to Reduction
The road to saving on auto insurance is something that... Read More
Health Savings Accounts (HSA): Do They Vary From State to State?
The Health Savings Account (HSA) is an amazing tool that... Read More
Mortgage Life Insurance
Owning a home is a dream for most of us,... Read More
Car Insurance Rates ? Can You Lower Them?
Car insurance rates are prohibitive nowadays. Many families really struggle... Read More
Car Insurance Advice for Young Drivers in the UK
Over the course of the last ten years, car insurance... Read More
Health Savings Accounts
Most people with health insurance, especially employer paid health insurance,... Read More
Why Would I Need Auto Insurance Specialists?
If you do not understand the way that auto insurance... Read More
Six Ways to Cut the Cost of Your Auto Insurance
Is your auto insurance bill $12000 a year or even... Read More
Insurance |