There are times when you'll find yourself temporarily without health insurance. You may be between jobs, just starting a new job or a student who is no longer covered on your parent's health insurance. Temporary health insurance purchased online can help provide gap coverage for those times when regular health insurance isn't a possibility.
Short term health insurance is one of the easiest types of insurance to purchase online. It is meant to cover major emergency medical expenses for people who are temporarily without other health insurance. Sometimes referred to as catastrophic health insurance, it is not designed to be your primary health insurance. It won't pay for preventive health care, routine office visits, and prescriptions for pre-existing health conditions like asthma and diabetes, or treatment for pre-existing conditions. Many temporary health insurance policies also have a list of illnesses and injuries for which they limit coverage. Be sure to check the plan you're considering carefully to be sure that it will cover what you might need it for.
Depending on the deductible you choose, your age and your health condition, temporary health insurance can be very affordable. For instance, $30 to $50 a month will purchase a policy with a $250 deductible for a healthy male in his early twenties.
What will that buy you?
Under the terms of most temporary health insurance policies, if you're involved in an accident that lands you in the hospital with a $50,000 bill, you'll pay as little as $1,250 for treatment. Before you pshaw at that, consider this: treatment for a broken leg can easily top $10,000 once X-rays, casts and follow-up visits are factored in.
Short term health insurance is meant to be temporary, so there are limits to the length of time that you can be covered by a temporary health insurance plan. Some companies will allow you to renew your plan once at the end of the term of coverage. Others will make you apply again, but only once.
When you apply for temporary health insurance online, most companies will cover you within 24 hours of your application. Many policies will issue you a policy immediately. You can find many web sites that offer comparison tools and online applications for temporary health insurance. Once you decide on a plan that meets your needs, you can have up to ten quotes for health insurance premiums in minutes, and have health insurance coverage within 24 hours.
To view our recommended health insurance companies: visit, Recommended Health Insurance Companies.
Carrie Reeder is the owner of eZerk, an informational website, with articles and the latest news about various topics.
![]() Google News Updated : Sat, 06 Sep 2008 20:07:30 GMT US Jobless Rate Climbs Past 6%, Highest Since ’03 - New York Times New York Times - By LOUIS UCHITELLE The unemployment rate jumped to 6.1 percent in August, its highest level in five years, pushing the troubles of American workers to the center of the political debate as the presidential campaign enters its final weeks. Jobless rate at 5-year high Unemployment, mortgage delinquencies soar in worrisome sign for ... Publ.Date : Sat, 06 Sep 2008 02:04:03 GMT Stunner - Alex Smith listed as doubtful - San Francisco Chronicle San Francisco Chronicle - The 49ers just called and said quarterback Alex Smith is "doubtful" for tomorrow's season-opener against the visiting Cardinals. 49ers QB Smith doubtful for Sunday Alex Smith injures shoulder, doubtful for Sunday Publ.Date : Sat, 06 Sep 2008 19:20:25 GMT A pair of Coens might as well be one at Toronto - Reuters
Reuters - By Janet Guttsman TORONTO (Reuters) - There is a reason they are called the Coen Bros., and not Joel Coen and Ethan Coen: they might as well be one person. Pitt Rocks to Madonna The Coens’ Funny Bones Publ.Date : Sat, 06 Sep 2008 19:13:38 GMT Obama and McCain to Make Joint Sept. 11 Visit to Ground Zero - Washington Post
Washington Post - By Michael D. Shear COLORADO SPRINGS, Colo. -- John McCain and Barack Obama announced today that they will visit Ground Zero in New York on Thursday to mark the seventh anniversary of the 9-11 attacks that brought down the Twin Towers. McCain's new cast of thousands, all unknown Liking McCain pick, but not McCain Publ.Date : Sat, 06 Sep 2008 17:48:49 GMT Rosetta spacecraft takes asteroid photos - United Press International
United Press International - PARIS, Sept. 6 (UPI) -- The Rosetta spacecraft has captured images of an asteroid in orbit more than 220 million miles from Earth, a European Space Agency official says. European space probe completes asteroid fly by Spacecraft flies by remote asteroid, camera stops Publ.Date : Sat, 06 Sep 2008 19:33:25 GMT Mozilla updates Firefox 3.1 with Alpha 2 build - Computerworld
Computerworld - By Gregg Keizer September 6, 2008 (Computerworld) Mozilla Corp. on Friday launched the second alpha of Firefox 3.1, adding new video support and boosting the speed of some JavaScript computations. Chrome's JavaScript challenge to Silverlight NetSuite Says Chrome-optimized Apps Are Flying Publ.Date : Sat, 06 Sep 2008 19:15:17 GMT Rejuvenated Federer Overpowers Djokovic to Reach Final - New York Times
New York Times - By LIZ ROBBINS Roger Federer was acing like old times - up the middle, out wide, serving up even more frustration for the snarling Novak Djokovic. Federer tames Djokovic to reach final Federer rolls into another US Open final Publ.Date : Sat, 06 Sep 2008 19:19:52 GMT Website Traffic Promotion |
PARLOT::Ebooks, Scripts,
Websites, and more... One of the most important benefits employed people enjoy is... Read More Health insurance is something that everyone needs today. The rising... Read More Auto insurance rates can be quite expensive. If you are... Read More A Health Savings Account (HSA) does not really cover alternative... Read More For many years in the UK, motor insurance has been... Read More How do you know if what you are paying for... Read More It has become increasingly difficult to get young driver car... Read More Finding insurance quotes for California auto is now pretty easy.... Read More Owning a home is a dream for most of us,... Read More Online comparison shopping is a convenient way to get cheap... Read More Most of us don't like thinking about our own funerals,... Read More The topic of insurance is not sexy by any means.... Read More There are many options available for life insurance, and for... Read More The Health Savings Account (HSA) is an amazing tool to... Read More Mortgage insurance, to pay off a mortgage, is something you'll... Read More If you're a recent college graduate, or in between jobs,... Read More When I suddenly had to become a fulltime caregiver to... Read More An auto insurance claim adjuster works for the insurance company... Read More Part and parcel of establishing your own photographic business is... Read More Risk is an area often overlooked by landlords, but failing... Read More Farmers auto insurance is a very large insurance company that... Read More Cheap term life insurance is easier to get than most... Read More Home Insurance is designed to provide you with financial protection... Read More One of the greatest pleasures that a man can have... Read More Disability insurance covers you for an extended period of time.... Read More
Adsense
websites
Health Insurance Options for Entrepreneurs
Health Insurance Coverage
Discount Auto Insurance - Get Low Rates And Superior Coverage
Does an HSA Cover Alternative Medicine?
UK House Insurance - The Risk of Under-insurance
Why Should You Shop Around for Auto Insurance?
Young Driver Car Insurance
Online Insurance Quotes California Auto
Mortgage Life Insurance
Vehicle Insurance Online is a Convenient Way to Get Insurance Cheap
Canadian Funeral Insurance: Our Final Gift to Those We Love
Is Your Financial Security at Risk?
An Intro To Life Insurance
Health Savings Account (HSA): Do I Lose It At the End of Each Year?
Mortgage Insurance Plans: How Good Is Yours?
The Ups and Downs of Temporary Health Insurance
Long-Term Care Insurance: Eldercare Solution
Ever Wondered What An Auto Insurance Claim Adjuster Does?
Photography Insurance-Insurance for the Photographer
Choosing Buy-To-Let Property Insurance
Why Bother With Farmers Auto Insurance?
Cheap Term Life Insurance is Available Everywhere
What is Home Insurance?
Why Boats Are A Pleasure... But You Still Need Boat Insurance
Disability Insurance For The Long Term
What is health insurance and why do I need it?... Read More
Here are some useful tips on how to reduce Home... Read More
What are the factors involved in flat insurance? Do I... Read More
Many people purchase insurance thinking I want full coverage and... Read More
So, you've decided to purchase life insurance. Well then, you... Read More
Since 2001, large health and dental insurance companies such as... Read More
While Legal Romantics would like to characterize the trial of... Read More
When it comes to your family, selecting the right health... Read More
If you are looking for auto insurance in texas, you... Read More
Many personal car insurance companies consider your credit information when... Read More
Several key changes are necessary to get control of the... Read More
To answer the question "is purchasing travel insurance smart?" let's... Read More
A Health Savings Account (HSA) does not really cover alternative... Read More
Owning a home is a dream for most of us,... Read More
Did you know? One year of disability can wipe out... Read More
Home Insurance is designed to provide you with financial protection... Read More
Whole life insurance quotes the most expensive kind of policies... Read More
Term insurance and permanent insurance are two basic types of... Read More
The Health Savings Account (HSA) is an amazing tool to... Read More
The world is no longer right when the two words,... Read More
It is very important to do an auto insurance comparison... Read More
What is auto insurance? Auto insurance (or car insurance, motor... Read More
There's nothing that has a greater impact on evaluating a... Read More
Life insurance, whether you need term or whole life, can... Read More
1. Comply with recommendations from company engineers and loss control.... Read More
Insurance |