10 Reasons Santas Broke This Year
1. Santa Spends More Than He Makes
Santa's paychecks are nothing to sneeze at, but he stays focused on his next raise. (Yes, of course Santa gets a raise each year!) He has no idea what it costs him to live the Santa life. He doesn't track his earnings nor his spending. Santa's got to provide for his reindeer, his horse and his North Pole home - just like the rest of us.
2. Santa Has No Emergency Account
Santa's transportation tends to break down right in the middle of major blizzards. Only last week, he had to whip out his credit card to pay for sleigh-towing. When Santa finally made it to the repair shop, he again had pay for the sleigh repair with credit. Just last year, he nearly had frost bite after his brand new sleigh had broken down.
3. Santa Lives Paycheck to Paycheck
Santa cashes his paycheck at the North Pole Bank, but most of the money gets spent before it makes its way to his checkbook. If it makes it there, most of the money is already owed to the credit card company. Santa has no other money set aside.
4. Santa Doesn't Enjoy Balancing His Checkbook
Santa forgets to balance the checkbook. He spends money, but is never sure what he has available to spend. Santa doesn't know how to build in some fun to help him enjoy working in his checkbook.
5. Santa Spends His Raises and Bonuses
Santa got a nice raise back in January, following his Bonus check in December (bonus based on number of chimneys completed for the year). He thought he'd have plenty of money this year. But Santa likes nice, updated equipment at all times. He bought brand new gear for all his reindeer, even though last year's would have done the job.
6. Santa Eats Most of His Meals Out
Since Santa's job requires that he spend a large amount of time traveling, Santa tends to eat out way too much. He also has to feed his reindeer each time he sits down to eat. The tips alone are enough to keep him in the poorhouse.
7. Santa Lives on the Edge
Santa keeps himself so busy that he can't sit down and plan his life. He hasn't set up a plan to build extra money into his checkbook, nor has he made a decision to actually save any of his money. Even setting up automatic deposit would be helpful. Another emergency could wipe him out. (No more Santa?)
8. Santa is Not Preparing for the Future
Santa, jolly fellow that he is, has no money set aside to work for him. He may end up working until his hair is much whiter (or gone). It's pretty much a given that Santa will need to replace that sleigh and maybe even some of the reindeer over the years. Because most of his money now goes to pay off credit cards, Santa just can't picture tucking away any money.
9. Santa Spends Too Much on R & R
Even Santa needs a little rest and relaxation after all that hard work. If he runs out of cash, he charges it. (No, I promised not to tell what Santa does for R & R. He does know who's been naughty or nice ...)
10. Santa Can't Stay Motivated
Santa gives himself a good lecture from time to time. He knows he should be doing better, but he just can't get any traction. Saving his money seems like an overwhelming obstacle. Santa hasn't discovered there are tricks out there to make saving money a fun thing, something he can look forward to doing.
About The Author
Darlene Arechederra offers simple, unique strategies to help you become a saver. She believes the trick is to discover which ideas work best for you -- because your money is not one-size-fits-all. Discover your *own* unique strategy today! Free weekly newsletter. http://www.RatRaceRemedies.com
 Google News Updated : Wed, 23 Jul 2008 00:51:19 GMT Lieberman Appearance at Hagee Conference Sparks Objections - Washington Post Washington Post - By Michelle Boorstein A close adviser and advocate of Sen. John McCain is set to make an appearance tonight in Washington, DC, with Texas megapreacher Pastor John Hagee -- a man McCain disavowed in the wake of controversy over inflammatory comments ... Lieberman speaks to controversial pastor's group Lieberman speaks to controversial pastor's group Publ.Date : Tue, 22 Jul 2008 21:13:17 GMT US Lawmakers Reach Agreement on Fannie, Freddie Rescue Bill - Bloomberg
Bloomberg - By Brian Faler July 22 (Bloomberg) -- US lawmakers reached agreement on a rescue plan for Fannie Mae and Freddie Mac that may be put to a vote tomorrow in the House of Representatives, Representative Barney Frank said. Video: Paulson talks up mortgage plan Fannie And Freddie's Bailout Cost Publ.Date : Wed, 23 Jul 2008 00:05:36 GMT TiVo Pairs With Amazon.com Shopping Channel - InformationWeek
InformationWeek - The product-purchase option will debut with four TV shows, "The Oprah Winfrey Show," "The Ellen DeGeneres Show," "The Colbert Report," and "Burn Notice. TiVo + Amazon = golden age of television? TiVo Gets Its Own Shopping Channel: Amazon Publ.Date : Tue, 22 Jul 2008 22:10:17 GMT Mourning Golden Girl Getty; Emmy Winner Dead at 84 - E! Online
E! Online - The actress, whose knack for being cast as a maternal unit paid off handsomely when she was cast as Beatrice Arthur's no-holds-barred mother on the long-running TV hit The Golden Girls, died early today at her Los Angeles home, her son Carl Gettleman ... Video: Estelle Getty of 'Golden Girls' Dies at 84 Estelle Getty, 84; 'Golden Girls' actress brought humor, depth to ... Publ.Date : Tue, 22 Jul 2008 21:48:11 GMT Wachovia: We're Not For Sale - Forbes
Forbes - Wachovia's new CEO is adamant that the bank is not for sale, despite posting a very disappointing quarter. On Tuesday, Wachovia (nyse: WB - news - people ) posted a gaping $8.9 billion quarterly loss largely due to pain related to soured mortgages. Wachovia loses $8.86 bln; slashes jobs, dividend Wachovia jumps 30%; CEO says won't sell stock Publ.Date : Tue, 22 Jul 2008 22:57:15 GMT MySpace support bolsters OpenID, but the logins won't be portable - BetaNews
BetaNews - By Ed Oswald, BetaNews Popular social networking site MySpace said Tuesday it will join the open source authentication platform OpenID, further bolstering the idea of a unified system to carry online identities between Web sites. MySpace joins OpenID coalition to share log-ins MySpace Confirms OpenID Support, Launches Data Availability On ... Publ.Date : Tue, 22 Jul 2008 21:38:50 GMT Texas grand jury indicts Jeffs for felony sexual assault - Salt Lake Tribune
Salt Lake Tribune - By Brooke Adams Posted: 5:22 PM- ELDORADO, Texas - A Schleicher County grand jury indicted Warren Jeffs today on sexual assault, a first-degree felony. Texas grand jury indicts polygamist sect members FLDS spokesman Jessop appears before Schleicher County grand jury Publ.Date : Tue, 22 Jul 2008 23:32:42 GMT Datafeeds For Blogs |
PARLOT::Ebooks, Scripts,
Websites, and more... Holiday Stress? Some Tips For Having LessWe all dream of... Read More Everyone loves to look and feel good, right? Well, why... Read More The holidays are supposed to be a time of celebration... Read More History of OrnamentsIn A.D. 336, an early Roman calendar first... Read More Birthday party supplies and decorations can bring that necessary magic... Read More Are you looking for special Halloween party ideas that will... Read More One of the best things about Halloween, is wearing a... Read More "Well, Happy Birthday! How old are you anyway?""Oh, I'm just... Read More Regardless of age, almost everyone can remember at least a... Read More Several Years ago while I was shopping for Christmas I... Read More The word mother and mothers day are simple, yet powerful... Read More Forty years ago when I was growing up on our... Read More Texas Exotic Hunting is a popular sport in this state.... Read More Things have come a long way since a Christmas ornament... Read More The glorious egg, with its deep links to Creation mythology,... Read More Did you know that you can make your own Halloween... Read More You can call it the emasculator of the old king,... Read More No matter how well we may have weathered our basic... Read More No matter how many lists you make, cards you send,... Read More Have you always dreamed of a Norman Rockwell Christmas -... Read More This holiday season don't be trendy ? avoid the Seasonal... Read More A Creative Dream Come TrueA hush falls over the room... Read More My good friend, Rae, just called and suggested having a... Read More Thanksgiving is the most important holiday of the year.Oh, sure,... Read More Patty Lovelace Country MusicVerse #1 Through the back window of... Read More
Adsense
websites
Tips For Less Holiday Stress
Dress To Impress! Find Your Sexy Halloween Costume And Shake What Your Mamma Gave You
What Causes Holiday Stress?
The History of Christmas Ornaments
Choosing Childrens Birthday Party Supplies and Decorations
Spooky Halloween Party Ideas
Halloween Costumes...for Pets!
Youre How Old?!?
The Magic Of Gift Giving At Christmas
Make a Golden Christmas Tree
Make Every Day a Mothers Day!
New Ways to Use Old Christmas Cards
Texas Exotic Hunting
The Evolution of Christmas Ornaments
Consider the Egg
2 Inexpensive Halloween Costume Ideas
The Truth about Mistletoe
Strategies for Surviving Holiday Dinners, Family Events and Other War Zones
10 Tips for More Meaningful Holidays
Maybe This Christmas Will Be Different....
Fitness Tips On How To Avoid Gaining Weight During The Holiday Season
Creative Kid Birthday Cake Ideas
Celebrate the 4th and Help a Soldier
Importance of Thanksgiving
A Mothers Day Prayer! Mamma Whispered Softly!
Affordable and Reliable Web Hosting Starting at $4.49/Month
Mothers Day Love Letter ? The Best Way to Express Your Gratitude and Appreciation for Mom!
Abraham Lincoln said ? "All that I am, or hope... Read More
Tips For Less Holiday Stress
Holiday Stress? Some Tips For Having LessWe all dream of... Read More
Spooky Halloween Party Ideas
Are you looking for special Halloween party ideas that will... Read More
Memorial Day a way to Celebrate
Memorial Day is May 30th this year, are you ready?... Read More
Samanthas Bay Leaf Ritual for the New Year
HI would like to share with you a ritual I... Read More
Mommy...Daddy...Is There Really A Santa Claus?
Is there really a Santa Claus? Any parent who hasn't... Read More
Valentines Day Rapport
How to develop and heighten rapport on Valentines Day beyond... Read More
Top 25 Thanksgiving Quotations
"It is therefore recommended ... to set apart Thursday the... Read More
How Santa Makes Out His Christmas List
How Does Santa Make Out His List?I'll let you in... Read More
Birthday Gift Guide
A birthday gift is the opportunity to show your loved... Read More
Wake Up ? Its Almost Fathers Day
Father's Day is approaching fast. In the USA it falls... Read More
Find Great Halloween Costume Ideas! Have The Most Creative Costumes This Year
Usually, the hardest part about Halloween is finding the perfect... Read More
Mothers Day: 5 Gift Ideas Guaranteed To Make Any New Mom Happy
Sure, you can call it a Hallmark holiday. But don't... Read More
A Simple Little Holiday Plan
The Thanksgiving leftovers have all been eaten and the gift-buying... Read More
Traditional Anniversary Gifts Year by Year, the Twentieth - One Hundred Years
Twentieth through the twenty-fourth anniversaries traditional gift is china. Vintage... Read More
What to Do When You Are Alone for the Holidays
Being alone for the holidays is a major challenge for... Read More
Holiday Gift Ideas For Antique Lovers
1. Knowledge is Power. Whatever the area of collecting ?... Read More
The Origin of the Christmas Tree
Have you ever wondered why we decorate a tree for... Read More
Holiday Expectations
As the holidays approach, I find myself wondering how I'm... Read More
The Fathers Day Celebration
Fathers Day is another reason to celebrate another responsible adult... Read More
Top 15 Valentines Day Quotations
"If you love somebody, let them go. If they return,... Read More
Father?s Day Gift Idea: Do-It-Yourself Backyard Pond Kit
This Father's Day, sit back and enjoy a nice cold... Read More
Holiday Tips For Stepfamilies
Holiday Tips For Stepfamilies: Let Go Of The "Brady Bunch"... Read More
Are You Truly Thankful For Everything?
Thanksgiving is the time of year when we stop and... Read More
Christmas Shopping for a New Love
Christmas is a magical time of year, especially for those... Read More
Holiday |