Accept Credit Cards Online Without A Merchant Account

It is often assumed if you want to accept credit cards on your website that you must have a merchant account. This is not the case. You can accept credit cards with a Third Party credit card processor.

1) What is a Third Party Credit Card Processor?

A Third Party credit card processor is a company that will accept credit card payments on behalf of you or your company. The payments your customers make are processed through the Third Party's own merchant account, and you the retailer is paid (minus a commission fee) by the Third Party processor.

No need to pay for expensive processing software, monthly fees or minimum transaction fees. As you only pay a percentage fee on a sale, you cannot lose money.

2) Should I have a Merchant Account or Third Party Processor?

For most businesses this decision will be made according to the size of the company. Most small businesses do not need their own merchant account.

Small businesses are better off with a Third Party processor. The advantage is that when you sell your products, the Third Party processor takes care of the payment by checking the card, processing it, and sending you a monthly check.

Larger businesses with a bigger turnover are likely to need a full merchant account. You will pay a bigger set-up fee for an online merchant account but pay less per transaction than with a Third Party processor. So recouping your initial outlay.

So there it is, unless you have a large business it is possible to accept credit cards online with a Third Party processor.

(c) John Lynch

For a Free report on how to get an online merchant account or a third party processor with tips for the best accounts visit: http://www.merchant-account-ser vice.com/merchant_account.html

---

Google News Updated : Thu, 24 Jul 2008 12:51:51 GMT Hunt begins for Karadzic helpers - BBC News BBC News Hunt begins for Karadzic helpers BBC News - 1 hour ago Officials investigating captured Bosnian Serb ex-leader Radovan Karadzic say they will track down and punish those who aided his false identity. Video: Karadzic plans to defend himself in The Hague RussiaToday Kenya: Karadzic's Fate a Lesson AllAfrica.com AFP - Telegraph.co.uk - International Herald Tribune - Hartford Courant all 5,884 news articles Publ.Date : Thu, 24 Jul 2008 11:47:45 GMT Obama to demand more from Europe in Berlin speech - Reuters BBC News Obama to demand more from Europe in Berlin speech Reuters - 26 minutes ago By Caren Bohan and Noah Barkin BERLIN (Reuters) - US presidential candidate Barack Obama is expected to call on Europe to do more in hotspots like Afghanistan when he speaks in Berlin on Thursday in his only formal address of a week-long foreign tour. Berliners welcome Obama as they did JFK Christian Science Monitor Obama Starts European Trip With Stop in Germany Wall Street Journal Voice of America - The Associated Press - AFP - Washington Times all 686 news articles Publ.Date : Thu, 24 Jul 2008 12:25:11 GMT Sudan's president boogies on last Darfur pit stop - AFP BBC News Sudan's president boogies on last Darfur pit stop AFP - 36 minutes ago EL GENEINA, Sudan (AFP) - A dancing Sudanese President Omar al-Beshir paraded as a man of peace on Thursday during a heavily protected tour of Darfur defying accusations that he masterminded genocide in the region. Sudan counters charges with diplomacy Los Angeles Times Al-Bashir in Sudan peace pledge The Press Association Bloomberg - Monsters and Critics.com - New York Times - Workers World all 1,767 news articles Publ.Date : Thu, 24 Jul 2008 12:15:43 GMT Day After, WNBA Untangles Brawl - New York Times ChattahBox Day After, WNBA Untangles Brawl New York Times - 7 hours ago By MIKE OGLE Some of the WNBA’s biggest stars commanded national attention Tuesday night and into Wednesday - but not in a way their teams or the league wanted. Don't count on fights becoming WNBA trend USA Today WNBA may have a fighting chance Los Angeles Times ESPN - Detroit Free Press - Hartford Courant - Denver Post all 876 news articles Publ.Date : Thu, 24 Jul 2008 05:06:48 GMT US cancer boss in mobiles warning - BBC News CTV.ca US cancer boss in mobiles warning BBC News - 2 hours ago The director of a leading US cancer research institute has sent a memo to thousands of staff warning of possible higher risks from mobile phone use. Cell phones: The next cigarettes? The Week Daily Group sees possible link to brain cancer Baltimore Sun ABC News - Los Angeles Times - dBTechno all 549 news articles Publ.Date : Thu, 24 Jul 2008 10:35:11 GMT Finding Bale's dark side - Chicago Sun-Times Times Online Finding Bale's dark side Chicago Sun-Times - 3 hours ago BY BILL ZWECKER Sun-Times Columnist 'The Dark Knight'' star Christian Bale's alleged ''assault'' in London against his mother and sister is part of a long-simmering family feud. Batman star stays silent in Spain BBC News Christian Bale's lady sidekick: Sibi Bale Los Angeles Times E! Online - hecklerspray - Times of the Internet - New York Daily News all 2,556 news articles Publ.Date : Thu, 24 Jul 2008 09:08:50 GMT Aurilia, Vizquel help Giants rally for win - San Jose Mercury News Washington Post Aurilia, Vizquel help Giants rally for win San Jose Mercury News - 4 hours ago By Andrew Baggarly It would be difficult to claim that the Giants improved their playoff hopes when they rallied for a 6-4 victory over the Washington Nationals on Wednesday night. Aurilia gets key hit, makes pitch for old guys San Francisco Chronicle Giants rally in eighth to edge Nats Sports Network Washington Post - The Associated Press - Washington Times - BlueRidgeNow.com all 455 news articles Publ.Date : Thu, 24 Jul 2008 08:43:04 GMT Get Paid for Surveys RSS Feed Reader

PARLOT::Ebooks, Scripts, Websites, and more...

Adsense websites

How e-business and e-Marketing are Changing

Internet now days became a real marketplace and many many... Read More

Leading eCommerce Consultant Admits You Should Only Listen to One Real Expert! (And its not him!)

Let me share with you a secret that most marketing... Read More

Beginner Ecommerce Mistakes

This is a short article because in the constraints of... Read More

Google to Compete with PayPal?

PayPal is secure in its domination over the electronic payment... Read More

Why This Is The Perfect Time To Start Charging For Website Subscriptions

If you're a writer, researcher, subject matter expert, enthusiastic hobbyist,... Read More

Merchant Account Insider Secrets - Accept Credit Cards Online

The process of learning how to accept payments on the... Read More

Business Online ? Blind Hunt

Do you sell something online? Do you have a business... Read More

Shopping Cart Features to Consider

Often the simplest Web stores have the most success. But... Read More

Shopping Online: What You Should Know

For some people, shopping online is as normal as driving... Read More

How To Stay Cutting Edge In Online Business

Let's face it, there's just way too much information out... Read More

How to Boost Conversion Rates, While Lowering Merchant Account Fees!

Using an Address Verification System (AVS) when processing your online... Read More

The ClickBank E-Commerce Solution

ClickBank.com can offer you multiple solutions for your e-commerce business.... Read More

Increasing E-commerce Website Sales

With consumers purchasing billions of dollars of merchandise online each... Read More

Evaluating Vendors of Ecommerce Fulfillment Services

Once your website has secured an order, you have to... Read More

3 Powerful Concepts That Climb Marketing Mountains

You have probably heard many times how you should offer... Read More

Electronic Commerce Tax Jurisdiction and Principles of Permanent Establishment

The principle of "permanent establishment" is very important for avoidance... Read More

Free Competition Analysis for E-Commerce Startup

For anyone who has completed research regarding e-commerce, there are... Read More

Ten Reasons Why Online Surveys Are The Future of Marketing

Customers are tough cookies. They're extremely media aware and increasingly... Read More

12 Easy and Effective Ways To Create Reports

1. Combine a few of your articles into a free... Read More

The Ecommerce Business Plan

Simply put, business plans can make or break your business.... Read More

5 Tips for Online Shopping

Shopping online has become more and more popular in America... Read More

Why Arent People Buying From Your Ecommerce Website?

Your stock is tempting, your prices right - your ecommerce... Read More

E-Currency Exchange: The First Bonanza of the 21st Century?

The 21st century has introduced the world to a new... Read More

How to Write a Landing Page

Is there a difference between writing a landing page and... Read More

Your Readers are Publishers Too

Too often we charge ahead and treat the web as... Read More