Purchase Your Future Now While It Is Still Inexpensive

Leaving school, getting a new job, or even a raise at your current one, has most people considering their next great purchase. Few think about the affect this could have on their future. Rather than pay down the debt they carry, many ponder, "What can I buy now"? The greatest purchase anyone can make is their future.

Each year as you live your life, the proper choices would have you possessing a greater net worth at the end of the year than you had at the beginning. What happens though, is you usually find yourself further in debt. The balances on your credit cards are higher. You bought a new car. You needed more toys for the home.

This is not how you purchase your future. You pay all your bills, except for one. Your future does not submit an invoice; you never receive a statement. Even though it does not demand an interest payment, the longer you give no heed to the purchase of your future the more it will cost you. Your future has no advocate, except you, you can't continue to ignore it.

You gladly pay on debt, mostly for items that lose their value, or had none in the beginning. These are payments which if properly directed could easily purchase your future and secure some peace of mind.

It is important to note some disturbing trends. Recent news stories point to large companies who are in trouble going to the courts to eliminate the need to fund the retirement plans for their employees. Under-funding of pension plans has been a problem for years. The money simply will not be there when many are ready to begin drawing on it.

Then, recently Alan Greenspan, the chairman of the Federal Reserve Bank, said the congress needed to get serious about cutting back Social Security and Medicare. Where does the money for your future come from? Apparently not from there either.

You need to look in the mirror. The person you see there is your only hope. It is the person looking back that will either ensure or sabotage you future. Can you depend on the reflection to get rid of the overhang of debt in your life? It is your only chance. But you cannot wait, you must do it now.

It reminds me of the movie from a few years ago, "Hunt for Red October".

You might remember the scene where the American officers have just come onboard the Russian sub. In the process of turning over his ship, the sub is attacked by another Russian sub. With Americans at the helm and on the sonar station the Russian sub captain assumes command. He orders the sub turned toward the direction of the fired torpedo and moves toward it.

The American officer is yelling and threatening the sailors. He is certain this is not the course of action to follow. However they obey the instructions of the Russian officer. They meet the torpedo head on and it bounces harmlessly off the hull of the sub.

The American officer realizes what has happened. They were able to close the distance with the torpedo before it had a chance to arm itself. Upon reflection, his response was two words, "Combat Tactics".

How does this apply to you? You need to meet your debt head on, not run from it. Take care of it before it has the capacity to destroy you. Even with family members "screaming and threatening" you need to turn your ship to decrease the distance debt stretches in your future and assume "Combat Tactics".

This is a great challenge. That's why you should carefully decide how you spend your money. It is why you need to track your spending. It is why you should engage in aggressively paying down your debt. These things are "Combat Tactics" against debt. When that battle is over they can become your peacetime policy to purchase and ensure your future.

David Wilding

http://www.debtattack.com

Changing Attitudes Toward And Acceptance Of Personal Debt

About The Author

David Wilding has, for the past ten years, been trying to help people rid their lives of debt. Through changing their attitudes towards, and their acceptance of, debt in their lives, he has help many to reach the goal : living debt free. Visit his website http://www.debtattack.com.

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Google News Updated : Fri, 05 Sep 2008 08:05:30 GMT Stocks: A Terrible Thursday - BusinessWeek Washington Post Stocks: A Terrible Thursday BusinessWeek - 2 hours ago Major US indexes each tumbled nearly 3% as worries intensified over the health of the economy. All eyes are on Friday's jobs report Market players were probably wondering Thursday why they bothered to come back from their summer vacations. Stocks Are Broadly Lower Tracking Falls on Wall Street Wall Street Journal Stocks slide on economic worries CNNMoney.com Seattle Times - Los Angeles Times - Forbes - New York Times all 821 news articles Publ.Date : Fri, 05 Sep 2008 05:53:27 GMT Tropical Storm Hanna aiming for Massachusetts - Boston Globe ABC News Tropical Storm Hanna aiming for Massachusetts Boston Globe - 3 hours ago By Andrew Ryan and Martin Finucane, Globe Staff Tropical Storm Hanna is expected to churn up the Atlantic coast and lash Massachusetts this weekend with winds gusting up to 50 mph near the coast and up to four inches of rain. Video: Hanna Nears US, but Stronger Ike Looms AssociatedPress Area departments gearing up for Hanna's arrival Attleboro Sun Chronicle Sun-Sentinel.com - Opelousas Daily World - The Associated Press all 5,279 news articles Publ.Date : Fri, 05 Sep 2008 04:23:14 GMT House committee widens probe of Vytorin safety - International Herald Tribune ChattahBox House committee widens probe of Vytorin safety International Herald Tribune - 7 hours ago AP TRENTON, NJ: A House committee investigating the safety and effectiveness of the popular cholesterol drug Vytorin and one of its components is turning up the heat on the drug's makers. Many Questions About Vytorin New York Times Drug Scare Shenanigans FOXNews Reuters - U.S. News & World Report - Forbes - MedPage Today all 547 news articles Publ.Date : Fri, 05 Sep 2008 00:32:18 GMT Kilpatrick's rise and fall - Detroit Free Press Washington Post Kilpatrick's rise and fall Detroit Free Press - 37 minutes ago BY BILL McGRAW • FREE PRESS STAFF WRITER • September 5, 2008 Kwame Kilpatrick entered the mayor's office with extraordinary gifts -- charisma, savvy, flair, pedigree, connections, ambition and chutzpah -- everything a 31-year-old needed to make a ... Video: A Timeline of Detroit Mayor's Text Scandal AssociatedPress Detroit’s Mayor Will Leave Office and Go to Jail New York Times Chicago Tribune - San Jose Mercury News - DetNews.com - Wall Street Journal all 5,822 news articles Publ.Date : Fri, 05 Sep 2008 07:27:50 GMT UN warns of Haiti flooding crisis - BBC News BBC News UN warns of Haiti flooding crisis BBC News - 1 hour ago Several hundred thousand people need help in Haiti, which is suffering severe flooding after being hit by a series of tropical storms, the UN says. Attempts to Aid Desperate Haitians Hindered by Floodwaters Washington Post Storms line up to slam western Atlantic, southeastern US AFP Telegraph.co.uk - The Associated Press - Chicago Tribune - Bradenton Herald all 2,575 news articles Publ.Date : Fri, 05 Sep 2008 07:05:26 GMT Jesse Jackson hospitalized for stomach pains - Chicago Tribune United Press International Jesse Jackson hospitalized for stomach pains Chicago Tribune - 1 hour ago By Jeremy Gorner | Chicago Tribune reporter Rev. Jesse Jackson was being treated Thursday in Northwestern Memorial Hospital in Chicago after falling ill. Video: Rev. Jesse Jackson Hospitalized AssociatedPress Jesse Jackson hospitalized after stomach pains USA Today Atlanta Journal Constitution - Entertainment Tonight News - CNN Political Ticker - AHN all 328 news articles Publ.Date : Fri, 05 Sep 2008 07:00:48 GMT Arthritis Drugs Linked to Risks From Infection - New York Times WNCT Arthritis Drugs Linked to Risks From Infection New York Times - 6 hours ago By AP WASHINGTON (AP) - The Food and Drug Administration ordered stronger warnings Thursday on four medications widely used to treat rheumatoid arthritis and other serious illnesses, saying they can raise the risk of possibly fatal fungal infections. Deaths Heighten Arthritis Drugs Warning WebMD Nation Digest 4 arthritis drugs get tougher warnings Seattle Times U.S. News & World Report - Reuters - Bloomberg all 491 news articles Publ.Date : Fri, 05 Sep 2008 01:38:34 GMT RSS2Blog RSS Parser

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