Future Secured? Oh Really?

A headline for a retirement annuities flyer declares "Future Secured!" Was your reaction like mine? Yea, sure!

Is our financial future ever that secure? Maybe for a few. But for the majority of us this is not true. Stock market changes, health costs and inflation fears all contribute to a sense of insecurity

You may have a good retirement pension and 401k plans but is it enough? How much control over our financial security do we have?

There are some things we all can do to feel more secure. Reducing debt is a good place to start.

Paying down credit card balances, car loans and home mortgages are good goals to work toward.

And saving or building a nest egg is helpful too. In fact, if you're paying down your home mortgage, you may also be building equity in your property which is a form of savings.

Another way to save is to reduce your cost of living. Nearing retirement means you are no longer tied to a certain location.

If you can find a town you like that has lower cost of living including home prices, you could moving there. Maybe invest in a place as a rental or vacation home until you're ready to move into the property

There are many places out there that may be your perfect retirement get-away. Do a little research on the internet. Find those hidden treasures. It's worth the effect.

Dot McLeod is webmaster for http://www.best-towns-to-retire.com with many resources on retirement planning.

In The News:


Google News
Updated : Fri, 29 Aug 2008 18:25:37 GMT

Gustav on the Brink of Explosive Development - Washington Post


Telegraph.co.uk
Gustav on the Brink of Explosive Development
Washington Post - 1 hour ago
Over the past 48 hours Tropical Storm Gustav proved it was a survivor, as it withstood difficult journeys over Haiti and Jamaica. Now it may turn into a monster.
Video: Gustav Set to Batter Cuba, Enter Gulf of Mexico AssociatedPress
Gustav threatens Caymans after swamping Jamaica The Associated Press
KIII TV3 - AFP - Voice of America - AccuWeather.com
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Publ.Date : Fri, 29 Aug 2008 17:05:23 GMT

In Lack of Health Insurance Coverage Texas Is First - eMaxHealth.com


Ontario Now
In Lack of Health Insurance Coverage Texas Is First
eMaxHealth.com - 3 hours ago
Texas is at the top of the heap again - this time we are the most uninsured state, health care-wise, in the country. Oh wait, being without health insurance coverage is not a good thing, is it?
Number of uninsured Americans drops Bizjournals.com
Update2: Number Of Americans Without Health Insurance Drops eFluxMedia
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Publ.Date : Fri, 29 Aug 2008 15:22:00 GMT

Mayor Melton Advises Public of West Nile Precautions - WLBT-TV

Mayor Melton Advises Public of West Nile Precautions
WLBT-TV - 57 minutes ago
When planning outdoor activities this Labor Day weekend, Jackson residents are encouraged to reduce their risk of contracting West Nile virus by protecting themselves from mosquito bites and removing sources of standing water near their homes.
DELAWARE: West Nile virus appears later than usual Bethany Beach Wave
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Publ.Date : Fri, 29 Aug 2008 17:28:14 GMT

Detroit mayor's political future back in court - The Associated Press


Washington Post
Detroit mayor's political future back in court
The Associated Press - 1 hour ago
DETROIT (AP) - A lawyer for Mayor Kwame Kilpatrick asked a judge Friday to freeze next week's hearing that could remove him from office, accusing Gov.
Judge to decide Tuesday on mayor's bid to halt ouster DetNews.com
Hearing under way on suit against Granholm Detroit Free Press
Chicago Tribune - Crain's Detroit Business - MyFox Detroit - New York Times
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Publ.Date : Fri, 29 Aug 2008 17:06:32 GMT

Thai Protest Stops Trains and Planes - New York Times


Times Online
Thai Protest Stops Trains and Planes
New York Times - 54 minutes ago
By THOMAS FULLER BANGKOK - Protesters in Thailand ratcheted up their campaign to oust the government on Friday, broadening their occupation to stop trains and block provincial airports, as well as waging an unsuccessful attack on police headquarters ...
Thai rioters attack police station Aljazeera.net
UPDATE 8-Thai protests hit police HQ, disrupt airports Reuters
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Publ.Date : Fri, 29 Aug 2008 17:31:31 GMT

Microsoft to Buy Greenfield, Adding European Web Shopping Site - Bloomberg


Siliconrepublic.com
Microsoft to Buy Greenfield, Adding European Web Shopping Site
Bloomberg - 1 hour ago
By Phil Serafino and Dina Bass Aug. 29 (Bloomberg) -- Microsoft Corp., seeking to catch Google Inc. in the Internet-search market, agreed to buy Greenfield Online Inc. for $486 million to add Web sites that help consumers find product reviews and ...
Survey Says ... Microsoft Is a Smart Shopper Motley Fool
Microsoft to buy price comparison website Financial Times
BetaNews - Red Herring - Web Host Industry Review - Xconomy
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Publ.Date : Fri, 29 Aug 2008 17:24:21 GMT

Evacuations begin in Louisiana - Houston Chronicle


Calgary Herald
Evacuations begin in Louisiana
Houston Chronicle - 1 hour ago
By DANE SCHILLER Copyright 2008 Houston Chronicle NEW ORLEANS - About 1000 disabled and elderly residents west of the city are being evacuated this afternoon and New Orleans officials are considering whether to order more people out of the projected ...
Video: New Orleans Braces For Gustav CBS
Gulf Coast prepares as storm Gustav approaches The Associated Press
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Publ.Date : Fri, 29 Aug 2008 16:56:04 GMT

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