Dealing with Thingitis
Debt is quickly becoming an epidemic in America. However, through the past 50 years, America has not seen such large domestic growth. Its citizens have higher salaries now than their predecessors, yet personal debt continues to rise.
Why is this happening? I believe that the number one reason of increasing personal debt is a disease that I call thingitis.
What is Thingitis?
It is a disease characterized by the insatiable appetite of the common citizen to have more and more things in their home. As a recent newlywed, Iâ??ve seen this disease first hand with my loving wife. No matter how many picture frames, candle holders, and kitchen appliances that we received as gifts during our reception, my wife will continue to bring home more.
Thingitis is this constant craving for more. More clothes, larger cars, larger homes, bigger tvs. The effects of the disease are easily seen in the bank statements. With the larger homes comes the larger mortgages, and with the bigger tvs come the larger credit lines.
Why do people develop thingitis? I believe that people develop this disease because of a general decrease in the appreciation of the things that they already have. Simply wanting something to own it has become a sufficient reason to purchase items now. It doesnâ??t matter if it wonâ??t be used but once a year, if that much. The pure ownership of the item has its one intrinsic value that is worth the ever increasing debt.
Unfortunately, thingitis is also incredibly contagious. This is â??keeping up with the jonesesâ??. As prideful citizens, our own self-worth decreases on the accomplishments of others. We also want what is best for our own children. If our neighbor sends their children to private schools, we feel an urging to send our children to private schools. Our children deserve everything that our neighborâ??s children have, right? What most people fail to realize is that their neighbors most likely have large credit debts that we wouldnâ??t wish upon ourselves for the world.
I believe that the cure for thingitis is two-fold. First, we make a list of things that we need and want. Every item in the want list needs to be evaluated on a scale of 1 to 10 on how valuable it is, how many people it benefits, and how often it would be used. Items can be added to this list only 4 times a year. This way, whims are eliminated. Second, you need to clean out your garage, closets, and underneath your beds. The shear amount of things that you will find will disgust you! I have found no quicker way to eliminate my material cravings than cleaning through what I already have.
Finally, you can be able to overcome your thingitis by reading about the experiences of others. InDebtRelief.com has articles and a forum where users can not only tell of their own experiences about debt relief, but read about the first hand experiences of others.
Dan Goggins is an entrepreneur who is interested in real estate, computer programming, and family life. You can read about his experiences and advice at his website.
 Google News Updated : Fri, 05 Sep 2008 08:05:30 GMT Arthritis Drugs Linked to Risks From Infection - New York Times
New York Times - By AP WASHINGTON (AP) - The Food and Drug Administration ordered stronger warnings Thursday on four medications widely used to treat rheumatoid arthritis and other serious illnesses, saying they can raise the risk of possibly fatal fungal infections. Deaths Heighten Arthritis Drugs Warning Nation Digest 4 arthritis drugs get tougher warnings Publ.Date : Fri, 05 Sep 2008 01:38:34 GMT Kilpatrick's rise and fall - Detroit Free Press
Detroit Free Press - BY BILL McGRAW • FREE PRESS STAFF WRITER • September 5, 2008 Kwame Kilpatrick entered the mayor's office with extraordinary gifts -- charisma, savvy, flair, pedigree, connections, ambition and chutzpah -- everything a 31-year-old needed to make a ... Video: A Timeline of Detroit Mayor's Text Scandal Detroit’s Mayor Will Leave Office and Go to Jail Publ.Date : Fri, 05 Sep 2008 07:27:50 GMT Jesse Jackson hospitalized for stomach pains - Chicago Tribune
Chicago Tribune - By Jeremy Gorner | Chicago Tribune reporter Rev. Jesse Jackson was being treated Thursday in Northwestern Memorial Hospital in Chicago after falling ill. Video: Rev. Jesse Jackson Hospitalized Jesse Jackson hospitalized after stomach pains Publ.Date : Fri, 05 Sep 2008 07:00:48 GMT Tropical Storm Hanna aiming for Massachusetts - Boston Globe
Boston Globe - By Andrew Ryan and Martin Finucane, Globe Staff Tropical Storm Hanna is expected to churn up the Atlantic coast and lash Massachusetts this weekend with winds gusting up to 50 mph near the coast and up to four inches of rain. Video: Hanna Nears US, but Stronger Ike Looms Area departments gearing up for Hanna's arrival Publ.Date : Fri, 05 Sep 2008 04:23:14 GMT House committee widens probe of Vytorin safety - International Herald Tribune
International Herald Tribune - AP TRENTON, NJ: A House committee investigating the safety and effectiveness of the popular cholesterol drug Vytorin and one of its components is turning up the heat on the drug's makers. Many Questions About Vytorin Drug Scare Shenanigans Publ.Date : Fri, 05 Sep 2008 00:32:18 GMT Stocks: A Terrible Thursday - BusinessWeek
BusinessWeek - Major US indexes each tumbled nearly 3% as worries intensified over the health of the economy. All eyes are on Friday's jobs report Market players were probably wondering Thursday why they bothered to come back from their summer vacations. Stocks Are Broadly Lower Tracking Falls on Wall Street Stocks slide on economic worries Publ.Date : Fri, 05 Sep 2008 05:53:27 GMT UN warns of Haiti flooding crisis - BBC News
BBC News - Several hundred thousand people need help in Haiti, which is suffering severe flooding after being hit by a series of tropical storms, the UN says. Attempts to Aid Desperate Haitians Hindered by Floodwaters Storms line up to slam western Atlantic, southeastern US Publ.Date : Fri, 05 Sep 2008 07:05:26 GMT Increase Traffic |
PARLOT::Ebooks, Scripts,
Websites, and more... Who are these people anyway? They viciously harass you and... Read More What Is an IVAThe IVA (Individual Voluntary Arrangement) was introduced... Read More It is vital to get rid of debt while things... Read More Leaving school, getting a new job, or even a raise... Read More Once you file bankruptcy a court appointed bankruptcy trustee will... Read More No, that's not a misprint. Even though falling interest rates... Read More Bills, creditors, debt collectors. Are you yearning for the days... Read More Credit card debt elimination can be done with a good... Read More If you have multiple debts, you may well be wishing... Read More If you're thinking about an IVA, it is essential to... Read More Debt is not much fun and when faced with it,... Read More Signing up for a debt management program is easy; it's... Read More Bankruptcy is a legal way to offer folks with high... Read More The overwhelming task of eliminating your debts can often seem... Read More There is a law all smart people break.Parkinson's law.Parkinson's law... Read More Debt consolidation versus debt negotiation are two options that are... Read More An inability to manage credit, growing debt and bankruptcy are... Read More What is debt settlement?Debt Settlement is a process to settle... Read More Having something tangible to strive towards can work wonders for... Read More Personal debt reduction practices, the steps people take to relieve... Read More While driving around your community, you may have seen signs... Read More What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More What is Credit?Credit means that you are using someone else's... Read More There is more than one kind of bankruptcy. You should... Read More The United States Senate passed a law on March 10,... Read More
Adsense
websites
Debt Collectors: Men or Mice?
IVA: Individual Voluntary Arrangement
Dont Let The Good Times Bury You
Purchase Your Future Now While It Is Still Inexpensive
What Does A Bankruptcy Trustee Do?
Whatever You Do....Dont Save Money!
Different Ways Of Dealing With Debt
Credit Card Debt Elimination
Debt Elimination 1
IVA Information
Debt Getting You Down? - Make a List!
Life on a Debt Management Program
How to Avoid Bankruptcy
Eliminating Credit Card Debt
The ONE Law You Should Be Breaking
Debt Consolidation Versus Debt Negotiation
Debt Consolidation and Personal Finances: Learn the Truth!
Debt Settlement
Establish Money Saving Goals For Added Success
Personal Debt Reduction Practices
Home Equity ? Foreclosure Often Not Necessary in Current Market
Learn The 15 Debt Elimination Steps You Must Take Immediately!
Credit Repair - Understanding The Basics
Bankruptcy: Which Chapter Do I File?
Senate Passes New Bankruptcy Law
Affordable and Reliable Web Hosting Starting at $4.49/Month
Debt Recovery Can be Easy
OK, so you are up to your head in debt.... Read More
Life After Bankruptcy
Bankruptcy and Credit - What Happens After Your Debts Are... Read More
New Bankruptcy Law Will Not Protect You from Identity Theft
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
Learn How to Get out of Debt
Debt is becoming number one problem in the United States... Read More
How to Negotiate Debt Settlements
Knowing how to negotiate debt settlements is the key to... Read More
Should You Join a CCCS - Consumer Credit Counseling Service for Debt Relief and Financial Freedom?
Do You Need to Join a CCCS - Consumer Credit... Read More
Getting Past The Idea Of Budgeting & Saving Money
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
Individual Voluntary Arrangements- A New Alternative to Bankruptcy
This May, the Department of Trade and Industry in the... Read More
Five Major Ways to Save Money
There are two main roads to improving your personal finances:... Read More
New Bankruptcy Law ? Where?s the Consumer Protection?
On April 20, 2005, President Bush signed into law the... Read More
Home Equity ? Foreclosure Often Not Necessary in Current Market
While driving around your community, you may have seen signs... Read More
Assess Your Financial Attitude and Eliminate Your Debt Forever
Want to know if your attitude towards your finances is... Read More
Bankruptcy 101
Bankruptcy still remains a mystery in the eyes of many... Read More
IVA Advice
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
Reduce Your Debt With These 5 Tips
It's never pleasant to realize that you're in financial hot... Read More
New Bankruptcy Law ? Five Essential Things to Know
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More
Debt Elimination 3
Planning To Achieve Debt EliminationOnce you have started the process... Read More
Deal with All Your Debts with Care!
Lots of people take a large ammount of loans and... Read More
Personal Bankruptcy ? If Its Unavoidable, File Now
The Bankruptcy Abuse and Consumer Protection Act, signed into law... Read More
British Families and Debt
There is current concern from the Bank of England that... Read More
Debt Negotiation and Debt Settlement
Debt negotiation and settlement can give you a drastic reduction... Read More
Personal Bankruptcy: Last Option To Legally Stop Bill Collectors
Do you have stacks of unpaid bills?Are you in debt?Are... Read More
Debt is The Master of Souls
Wholeness requires separation. In order for you to experience yourself... Read More
Debt Consolidation and Personal Finances: Learn the Truth!
An inability to manage credit, growing debt and bankruptcy are... Read More
Tips To Take Control Of Debt Collection
Yes, debt collection tips can help. You may think you... Read More
Debt Relief |