Debt Consolidation can Ruin Your Credit

Yes, Debt Cosolidation isn't a good idea and I'll tell you why. I've done research of my own and found out some disturbing information.

You've seen those long drawn out commercials full of promises to get you ouy of debt. They use words like "non-profit" and "conseling". To get you suckered in, then they got you. You call and you have 5 bills that are overdue. Remember the words "non-profit", okay now they want you to give them the account numbers and creditor names that you owe the balances. You do that and here comes the fees!

Didn't they say non-profit? Yeah right! They may charge 5.00 per account or a flat rate of 39.95 a month. Thats $480 a year, don't forget that they draw your payments out as long as possible. I mean were do you think these "non-profit" companies get their funding from?

Your looking at $1440.00 in three years. To add to that the consolidators even earn about a 10-15% commision from the creditors. You thought they were on your side...Not! That's not all, when the consolidators call your creditors they close your account. Not do you think your credit score will go up or down? Down more than likely. They also only negotiate the interest you owe not the actual balance. Debt consolidation in my opinion is a "RIP OFF".

You can do better doing it youself. You can and will if you visit http://jensgirlsonly.com/creditsecrets4you/home.htm. Sign up a FREE newsletter to get more credit help, tips and secrets like this one.

Jen at Credit secrets for you Website:http://jensgirlsonly.com/creditsecrets4yo u/home.htm

In The News:

Google News
Updated : Thu, 24 Jul 2008 12:51:51 GMT

Obama to demand more from Europe in Berlin speech - Reuters


BBC News
Obama to demand more from Europe in Berlin speech
Reuters - 26 minutes ago
By Caren Bohan and Noah Barkin BERLIN (Reuters) - US presidential candidate Barack Obama is expected to call on Europe to do more in hotspots like Afghanistan when he speaks in Berlin on Thursday in his only formal address of a week-long foreign tour.
Berliners welcome Obama as they did JFK Christian Science Monitor
Obama Starts European Trip With Stop in Germany Wall Street Journal
Voice of America - The Associated Press - AFP - Washington Times
all 686 news articles

Publ.Date : Thu, 24 Jul 2008 12:25:11 GMT

Aurilia, Vizquel help Giants rally for win - San Jose Mercury News


Washington Post
Aurilia, Vizquel help Giants rally for win
San Jose Mercury News - 4 hours ago
By Andrew Baggarly It would be difficult to claim that the Giants improved their playoff hopes when they rallied for a 6-4 victory over the Washington Nationals on Wednesday night.
Aurilia gets key hit, makes pitch for old guys San Francisco Chronicle
Giants rally in eighth to edge Nats Sports Network
Washington Post - The Associated Press - Washington Times - BlueRidgeNow.com
all 455 news articles

Publ.Date : Thu, 24 Jul 2008 08:43:04 GMT

US cancer boss in mobiles warning - BBC News


CTV.ca
US cancer boss in mobiles warning
BBC News - 2 hours ago
The director of a leading US cancer research institute has sent a memo to thousands of staff warning of possible higher risks from mobile phone use.
Cell phones: The next cigarettes? The Week Daily
Group sees possible link to brain cancer Baltimore Sun
ABC News - Los Angeles Times - dBTechno
all 549 news articles

Publ.Date : Thu, 24 Jul 2008 10:35:11 GMT

Hunt begins for Karadzic helpers - BBC News


BBC News
Hunt begins for Karadzic helpers
BBC News - 1 hour ago
Officials investigating captured Bosnian Serb ex-leader Radovan Karadzic say they will track down and punish those who aided his false identity.
Video: Karadzic plans to defend himself in The Hague RussiaToday
Kenya: Karadzic's Fate a Lesson AllAfrica.com
AFP - Telegraph.co.uk - International Herald Tribune - Hartford Courant
all 5,884 news articles

Publ.Date : Thu, 24 Jul 2008 11:47:45 GMT

Sudan's president boogies on last Darfur pit stop - AFP


BBC News
Sudan's president boogies on last Darfur pit stop
AFP - 36 minutes ago
EL GENEINA, Sudan (AFP) - A dancing Sudanese President Omar al-Beshir paraded as a man of peace on Thursday during a heavily protected tour of Darfur defying accusations that he masterminded genocide in the region.
Sudan counters charges with diplomacy Los Angeles Times
Al-Bashir in Sudan peace pledge The Press Association
Bloomberg - Monsters and Critics.com - New York Times - Workers World
all 1,767 news articles

Publ.Date : Thu, 24 Jul 2008 12:15:43 GMT

Day After, WNBA Untangles Brawl - New York Times


ChattahBox
Day After, WNBA Untangles Brawl
New York Times - 7 hours ago
By MIKE OGLE Some of the WNBA’s biggest stars commanded national attention Tuesday night and into Wednesday - but not in a way their teams or the league wanted.
Don't count on fights becoming WNBA trend USA Today
WNBA may have a fighting chance Los Angeles Times
ESPN - Detroit Free Press - Hartford Courant - Denver Post
all 876 news articles

Publ.Date : Thu, 24 Jul 2008 05:06:48 GMT

Finding Bale's dark side - Chicago Sun-Times


Times Online
Finding Bale's dark side
Chicago Sun-Times - 3 hours ago
BY BILL ZWECKER Sun-Times Columnist 'The Dark Knight'' star Christian Bale's alleged ''assault'' in London against his mother and sister is part of a long-simmering family feud.
Batman star stays silent in Spain BBC News
Christian Bale's lady sidekick: Sibi Bale Los Angeles Times
E! Online - hecklerspray - Times of the Internet - New York Daily News
all 2,556 news articles

Publ.Date : Thu, 24 Jul 2008 09:08:50 GMT

RSS Parser
Increase Online Traffic


PARLOT::Ebooks, Scripts, Websites, and more...

Adsense websites

What is Debt Consolidation?

Debt consolidation may be the answer for anyone drowning in... Read More

What is Debt Consolidation?

Here is a useful guide to what is Debt consolidation.... Read More

The Burden of Debt

Over recent years personal debt in the UK has exploded.... Read More

Consolidate All Your Debt Into One Monthly Payment

Are you feeling overburdened with debt? Are you paying out... Read More

16.4% APR $5,000 Auto Loan...HELP!

Are you the victim of a high interest rate auto... Read More

Bad Credit Debt Consolidation Loan

Nowadays, many people can get into a bad credit situation... Read More

Debt Consolidation ? Consolidate Your Student Loans Now!

The Federal student loan program has benefited thousands of college... Read More

Shake off the Chains: Credit Card Debt Elimination is Easier Than You Think!

Feeling like you're on the brink of financial disaster? You're... Read More

Debt Consolidation: How it Works

As long as consumerism flourishes most of us will be... Read More

Individual Voluntary Arrangement IVA, an alternative to bankruptcy

Individual Voluntary Arrangement, IVA is an alternative to bankruptcy -... Read More

Debt Elimination: Legal! Lawful! Ethical! Debt Elimination Really Works

You are trying hard to eliminate your loans but keep... Read More

Credit Card Purgatory - A 7 Step Comprehensive Plan to Get and Stay out of Credit Card Hell

Does this Sound like You? There are 100 shopping Days... Read More

Debt consolidation ? More Options for Reducing Credit Card Costs

Borrowing money against your credit cards has always been among... Read More

The Pros and Cons of Debt Consolidation Loans

You are swimming in debt. You have 4 credit cards... Read More

Debt Consolidation: Why And How This Strategy Often Backfires!

Debt consolidation solutions, has found that as good as it... Read More

Credit Card Blues

For the average American family, debt, and especially credit card... Read More

Debt Consolidation: Reduce Your Monthly Debt Payments Now

Debt consolidation is frequently becoming a very familiar term used... Read More

Debt Management - How a Debt Consolidator Can Reduce Your Debt

A Debt consolidation program starts with evaluating your financial situation.... Read More

Pay Off Debt Now: 5 Steps To Getting Your Finances in Order

In our world of dizzying change, nothing is more true... Read More

Debt Elimination 4

Planning For Debt Elimination Without Surplus CashPreviously we looked at... Read More

Debt Consolidation Solutions

Millions of Americans are finding it hard to pay their... Read More

Consolidate Your Credit Card Debt

With the popularity of plastic money in the present age,... Read More

Moving Debt Between Cards Can Save You Money

If you're like most people, you have plenty of credit... Read More

Guide to Debt Consolidation Loans

Here is a useful guide to Debt Consolidation Loans. A... Read More

What is a Debt Consolidation Loan?

If your objective is to reduce interest rates and lower... Read More