Finding Reputable Credit Card Companies

You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure. What do you do?

First, don't look for the best credit cards in your email box; and don't pick out your small business credit cards from your daily junk mail. While these are often good bargains and perfectly honest companies, junk mail and email are also the way fraudulent credit card companies find their victims, or less-than-great credit card companies find customers. The best credit cards are the ones you seek out yourself. Whether you're looking for small business credit cards or good credit cards for your personal use, be an active rather than a passive buyer.

Go to your bank and ask them if they carry credit cards, or if they can recommend a good company. Chances are, the answers will be yes, and yes. For unsecured cards, your bank may have less than great rates; but for cards secured by home equity or an equivalent security, your bank will probably have rates competitive with the best advertised prices out on the Web or television - and you have the added comfort of knowing you can trust them.

Go to the MasterCard or Visa websites and ask them for reputable card providers; they may be willing to provide you with a list. Or only apply for cards affiliated with a bank you have heard of, like Wachovia or Bank of America. If you are applying for a card with junk mail applications, look carefully at the application. Does it appear less than professional? Are there misspellings or odd errors? This may be a fraud.

Whoever you go to, keep a record of your application, and follow up on it a month or so later if you haven't heard anything. The information you get that way may save your credit rating.

Jeff Altmire is the author of this article. This article may be reproduced on websites subject to credit being given to the author, and a link to this website. If you would like more information go to http://www.best-credit-card-cards.com

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Top Stories - Google News Updated : Wed, 10 Mar 2010 13:22:15 GMT+00:00 Hoyer says some trying to politicize Massa case - The Associated Press New York Daily News Hoyer says some trying to politicize Massa case The Associated Press WASHINGTON — House Majority Leader Steny Hoyer is accusing "some people" of seeking to politicize the situation surrounding former Rep. Eric Massa, who resigned amid accusations of sexual harassment. The Maryland Democrat did not specify whom he was ... Massa's messBuffalo News Massa seeks to divert attention from harassment allegationsCNN Ex-Congressman Massa says groping wasn't sexualLos Angeles Times Press & Sun-Bulletin -USA Today -New York Times all 1,470 news articles » Publ.Date : Wed, 10 Mar 2010 12:32:25 GMT+00:00 'Jihad Jane's' Arrest Raises Concern About Homegrown Terrorists - ABC News The Guardian 'Jihad Jane's' Arrest Raises Concern About Homegrown Terrorists ABC News The arrest of a suburban Pennsylvania woman, known by the alias Jihad Jane, who was allegedly plotting with Islamic radicals abroad to kill a Swedish cartoonist, has raised concerns about homegrown terrorists ... JihadJane, an American woman, faces terrorism chargesWashington Post Feds: Montco woman led Net death plot | Philadelphia Daily News | 03/10/2010Philadelphia Daily News Pennsylvania Woman Tied to Plot on CartoonistNew York Times The Guardian -Los Angeles Times -Dallas Morning News all 868 news articles » Publ.Date : Wed, 10 Mar 2010 12:27:55 GMT+00:00 Senate to pass jobless aid, business tax breaks - The Associated Press Reuters Senate to pass jobless aid, business tax breaks The Associated Press WASHINGTON — Legislation blending help for the jobless with popular tax breaks for businesses and individuals is slated to pass the Senate Wednesday over protests from conservatives who say it adds too much to the $12.5 trillion national debt. ... Senate jobs bill moves toward final voteWashington Post Parliamentary Hurdle Could Thwart Latest Health Care Overhaul StrategyNew York Times Pelosi faces biggest test on US healthcare voteReuters Wall Street Journal -The Coloradoan -CNN all 1,471 news articles » Publ.Date : Wed, 10 Mar 2010 13:00:48 GMT+00:00 The Israeli 'as if' settlement policy - Ha'aretz CBC.ca The Israeli 'as if' settlement policy Ha'aretz From a Palestinian perspective, it's hard to imagine better timing for US Vice President Joe Biden's visit to Ramallah on Wednesday. Palestinian Authority President Mahmoud Abbas won't have speak at great ... Middle East press unmoved by Biden visitBBC News Israel apologizes for embarrassing BidenThe Associated Press With Biden in West Bank, Settlements Cloud TalksNew York Times The Guardian -Jerusalem Post -ABC Online all 3,062 news articles » Publ.Date : Wed, 10 Mar 2010 12:33:43 GMT+00:00 Lawmakers insist shower run-ins like the one Massa alleges are far from norm - Washington Post The Guardian Lawmakers insist shower run-ins like the one Massa alleges are far from norm Washington Post It's no secret that members of Congress broker deals on the treadmill or in the weight room of the House and Senate gyms. But former congressman Eric Massa's accusation that White House Chief of Staff Rahm Emanuel once berated him in ... The Limits of RahmismNew York Times Rahm Emanuel controversy: White House fights image of turmoilChristian Science Monitor Are Democrats' Desperate Health Care Measures Ripping the Party Apart?FOXNews CBS News -Leagle.com -Washington Times all 275 news articles » Publ.Date : Wed, 10 Mar 2010 01:36:35 GMT+00:00 Women's Bill in Lok Sabha before March 16: Govt - Times of India CBC.ca Women's Bill in Lok Sabha before March 16: Govt Times of India NEW DELHI: The government intends to push through the women's reservation bill in the Lok Sabha before the house adjourns on March 16 for a three-week break, parliamentary affairs minister PK Bansal said here on Wednesday. Setting to rest speculation ... Historic India Bill empowering women crosses the Rajya Sabha hurdleGulfNews India's Congress faces turmoil over women's billWashington Post India's upper house passes pro-women billCNN International Times Online -Hindustan Times -AFP all 3,436 news articles » Publ.Date : Wed, 10 Mar 2010 12:56:15 GMT+00:00 Budget will be on 24 March, Darling says - BBC News Telegraph.co.uk Budget will be on 24 March, Darling says BBC News The statement will be six weeks ahead of the widely expected general election date of 6 May. Prime Minister Gordon Brown said the government had guided the economy through a "storm". The Tories say Labour cannot be trusted on the economy and the ... Gordon Brown: I have the character to lead UK to recoveryThe Guardian UK's Brown paves way for election with budget dateThe Associated Press UK PM Brown: Recovery Still Fragile, UnpredictableWall Street Journal Telegraph.co.uk -Bloomberg -Reuters UK all 562 news articles » Publ.Date : Wed, 10 Mar 2010 10:44:13 GMT+00:00 RSS Feed Reader Website Traffic Promotion

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