If you have considered credit counseling as an option to your financial problems, then you are probably wondering how to choose from one of the many credit counseling companies that are popping up left and right these days. There really is not an easy answer to this dilemma but there are some things that you can look for in a credit counseling company that might make the decision a little easier.
One factor to consider is whether it's going to cost you anything to pursue credit counseling. If you are having financial difficulties in the first place, then chances are that you don't really have the expendable cash to pay for the credit counseling you so desperately need. In this instance, rest assured that there are reputable, non-profit, credit counseling companies that will assist you for free. On the other hand, if you are of the philosophy that you get what you pay for, then you may want to consider a fee based credit counseling company.
Your best bet, when deciding which credit counseling company to turn to in your time of need, is to find one that will provide you with a custom fit. Every situation, requiring credit counseling, is unique. If you are subjected to a cookie cutter financial plan when your personal situation is much more complex than the average consumer, you may come up short and rule out credit counseling as an option.
Most importantly, you don't want to end up in the same boat you are in now, after you have gone through credit counseling. You want to make sure that the credit counseling company that you choose is going to offer you educational services. It isn't going to do you any good to get out of debt if the credit counseling doesn't teach you how to manage your money so that you don't come knocking on debt's door again.
Timothy Gorman is a successful webmaster and publisher of Debt-Relief-Solutions.com. He provides more debt relief, bankruptcy and free credit counseling information that you can research in your pajamas on his website.
![]() Google News Updated : Thu, 16 Oct 2008 02:44:32 GMT As Rays Come of Age, Torre Likes Their Look - New York Times
New York Times - By TYLER KEPNER LOS ANGELES - For the first 10 years of their existence, when they never won more than 70 games in a season, the Tampa Bay Rays faced Joe Torre more than any other manager. Rollins leads off Game 5 with homer Rollins, Phillies lead Dodgers in Game 5 of NLCS Publ.Date : Thu, 16 Oct 2008 02:11:08 GMT Omar grows into Category 2 hurricane in Caribbean - The Associated Press
The Associated Press - CHRISTIANSTED, US Virgin Islands (AP) - Heavy rains and winds pummeled St. Croix on Wednesday as the outer edge of powerful Hurricane Omar drenched the island, stranding motorists on flooded roads and forcing workers to shut down a giant oil refinery. Video: Hurricane Omar Nears Caribbean Islands Omar Strengthens in Caribbean, Aims at Virgin Islands (Update4) Publ.Date : Thu, 16 Oct 2008 01:42:51 GMT Feds investigate failure of Washington Mutual - International Herald Tribune
International Herald Tribune - AP SEATTLE: Federal authorities said Wednesday they have opened an investigation into the failure of Washington Mutual Inc., the largest bank failure in US history. Federal Investigators to Examine Washington Mutual Washington Mutual's Failure Under US Investigation (Update2) Publ.Date : Thu, 16 Oct 2008 02:10:47 GMT Paramount to release fewer films, cut 25 DreamWorks employees - Los Angeles Times
Los Angeles Times - By Claudia Eller, Los Angeles Times Staff Writer Looking to cut overhead and operating expenses after the recent departure of DreamWorks co-founder Steven Spielberg, Paramount Pictures plans to release fewer films, consolidate operations and slash 25 ... Spielberg back in fold Paramount cuts films, jobs Publ.Date : Thu, 16 Oct 2008 01:58:16 GMT Maddon Sticks to ‘Plan,’ Giving Ball to Kazmir - New York Times
New York Times - By JOSHUA ROBINSON BOSTON - Tampa Bay Rays Manager Joe Maddon has always disliked last-minute adjustments. So when he threw the Boston Red Sox a curveball on Wednesday by announcing that he was changing his Game 5 starter, Maddon said it was always ... Rays will go with Scott Kazmir in Game 5 Rays continue Cinderella story Publ.Date : Thu, 16 Oct 2008 02:11:08 GMT FCC report: White space devices work as "proof of concept" - Ars Technica
Ars Technica - By Nate Anderson | Published: October 15, 2008 - 06:08PM CT The FCC's Office of Engineering Technology has released its long-awaited technical report (PDF) on "white space" prototype devices, and the conclusion comes right up front: "At this juncture, ... FCC Chairman backs use of "white space" spectrum FCC Gives Whites Spaces a Boost Publ.Date : Wed, 15 Oct 2008 23:12:55 GMT McCain, Obama get personal in final debate - The Associated Press
The Associated Press - HEMPSTEAD, NY (AP) - John McCain told Barack Obama to his face Thursday night, "You didn't tell the American people the truth" about a key campaign pledge as the two presidential rivals slung accusations at close quarters in the final debate of their ... McCain, Obama tussle over backing Bush’s policies Obama Widens Lead as Americans See `Serious' Crisis (Update2) Publ.Date : Thu, 16 Oct 2008 02:02:37 GMT Add RSS Feeds To My Web Pages |
PARLOT::Ebooks, Scripts,
Websites, and more... You're interested in getting the best credit cards for your... Read More A good credit reward card can contribute to your retirement... Read More As you probably know, interest rates are at all time... Read More The good thing about bad credit is that you can... Read More It goes without saying that your first and best defense... Read More Many companies use the slogan "Bad Credit? No Credit? No... Read More For people with a spotty credit history or bad credit,... Read More On one hand consumers are being universally criticised for running... Read More Today there are so many different credit cards available, student... Read More Anywhere you go online nowadays, you will see a multitude... Read More If you're like the average person, let me warn you... Read More If you want to enjoy your life out of spending,... Read More Individual banks elect to become members of ChexSystems, and to... Read More Credit Cards and Loans sounds like just two things, but... Read More It's not as hard as you think to raise credit... Read More You got creditors calling you everyday. You could lose the... Read More Most families in America today have a credit card; some... Read More When I received my first credit card in the mail... Read More In the face of financial hardship, many seeking a responsible... Read More Help! I've Been Turned DownYou received an envelope in the... Read More If you were to tell someone that they can have... Read More Credit Score FactorsThe information contained on our credit reports affect... Read More When applying for a loan to purchase a car, the... Read More A "rate tart" is someone who switches from one zero... Read More We have all heard the rumors?from neighbors, relatives or friends.... Read More
Adsense
websites
Finding Reputable Credit Card Companies
Reward Credit Cards: Get the Best Rewards Card Incentive Program
Credit Card Balance Transfers Can Help You Stop Putting Money Down The Drain
What Happens When Your Credit Is Damaged? Do You Have Recourse?
Five Credit Card Billing Problems and How to Fix Them
Bad Credit? No Credit? Yeah, Its a Problem.
Dont Fall For A Scheme When Trying To Rebuild Your Credit History
Ethical Finance: Who Benefits From Our Spending?
Credit Cards - The Top 3 Things You Need To Know
Finding and Applying for the Right Credit Card Offer Online
How To Get Out Of Credit Card Debt
Dont Dig Your Own Pit
ChexSystems: Alternative Options for People Whove Been Checking Accounts
Credit Cards And Loans - So Many Options - So Little Time
5 Ways To Raise Credit Score
Grants, Loans, Free Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth
Recognizing the Signs that You Might Need Credit Counseling
Learning the Disturbing Facts about Credit Card Debt
Credit Counseling: Could it Work for Me?
4 Steps You Can Take If Your Online Credit Card Application Has Been Refused
3 Free Credit Reports For You
Figuring Out the Ever Nebulous Numbers Called Credit Scores
Automobile Credit Report
Rate Tarts Losing Ability to Cherry Pick
Top 5 Credit Misconceptions
Thanks to the Fair and Accurate Credit Act, American consumers... Read More
There are many different ways to borrow money. Outlined below... Read More
Fixing a credit report starts with seeing what's on it.... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
Almost all students have and use student credit cards. Some... Read More
Getting your first credit card is a big deal and... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
Credit cards represent an important part of our financial lives.... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
Your credit report is a very powerful report that essential... Read More
You may already have 2 or more credit cards in... Read More
Always shop around to get the best deal when choosing... Read More
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Your credit score may just be a little number, but... Read More
Have your read your credit card contract through completely? Do... Read More
Before you take out a home loan or make any... Read More
Do you know the costs associated with your credit card?... Read More
As I am not from the US, I had no... Read More
Whether you have no credit or damaged credit, secured credit... Read More
The first rule when applying for banking and credit services... Read More
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
Your credit is the most important thing you have other... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
Credit |